28.05
price down icon1.65%   -0.47
after-market After Hours: 28.04 -0.01 -0.04%
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Upstart Holdings Inc stock is traded at $28.05, with a volume of 2.91M. It is down -1.65% in the last 24 hours and down -7.49% over the past month. Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
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Previous Close:
$28.52
Open:
$27.93
24h Volume:
2.91M
Relative Volume:
0.65
Market Cap:
$2.73B
Revenue:
$1.14B
Net Income/Loss:
$49.40M
P/E Ratio:
72.42
EPS:
0.3873
Net Cash Flow:
$-286.78M
1W Performance:
-3.54%
1M Performance:
-7.49%
6M Performance:
-1.09%
1Y Performance:
-57.42%
1-Day Range:
Value
$27.66
$28.24
1-Week Range:
Value
$27.14
$29.04
52-Week Range:
Value
$23.96
$71.38

Upstart Holdings Inc Stock (UPST) Company Profile

Name
Name
Upstart Holdings Inc
Name
Phone
(650) 204-1000
Name
Address
2950 S. DELAWARE STREET, SUITE 410, SAN MATEO
Name
Employee
1,405
Name
Twitter
Name
Next Earnings Date
2026-08-04
Name
Latest SEC Filings
Name
UPST's Discussions on Twitter

Compare UPST vs V, MA, AXP, COF, PYPL

Stocks Price Market Cap Revenue Net Income Cash Flow EPS
UPST icon
UPST
Upstart Holdings Inc
28.05 2.81B 1.14B 49.40M -286.78M 0.3873
V icon
V
Visa Inc
375.07 682.84B 43.03B 22.04B 21.19B 11.37
MA icon
MA
Mastercard Incorporated
579.21 502.70B 34.01B 15.57B 16.65B 17.28
AXP icon
AXP
American Express Co
326.16 223.63B 82.43B 11.15B 14.44B 16.03
COF icon
COF
Capital One Financial Corp
219.60 130.35B 74.99B 2.79B 27.29B 2.8368
PYPL icon
PYPL
Paypal Holdings Inc
54.96 53.30B 34.02B 5.06B 5.50B 5.3309

Upstart Holdings Inc Stock (UPST) Upgrades & Downgrades

Date Action Analyst Rating Change
Mar-16-26 Upgrade BTIG Research Neutral → Buy
Feb-17-26 Upgrade Compass Point Sell → Neutral
Feb-13-26 Downgrade Citizens Mkt Perform → Mkt Underperform
Feb-13-26 Upgrade Goldman Sell → Neutral
Jan-06-26 Initiated Truist Buy
Aug-20-25 Upgrade JP Morgan Neutral → Overweight
Jul-14-25 Resumed Goldman Sell
Jun-24-25 Resumed Piper Sandler Overweight
Jun-12-25 Initiated Stephens Equal-Weight
Apr-29-25 Upgrade BofA Securities Underperform → Neutral
Feb-14-25 Upgrade Morgan Stanley Underweight → Equal-Weight
Feb-12-25 Upgrade B. Riley Securities Neutral → Buy
Feb-12-25 Upgrade JP Morgan Underweight → Neutral
Dec-13-24 Upgrade Needham Hold → Buy
Dec-03-24 Upgrade Redburn Atlantic Neutral → Buy
Dec-02-24 Downgrade JP Morgan Neutral → Underweight
Nov-11-24 Upgrade BTIG Research Sell → Neutral
Nov-08-24 Upgrade Citigroup Neutral → Buy
Nov-08-24 Upgrade JP Morgan Underweight → Neutral
Nov-08-24 Upgrade Piper Sandler Neutral → Overweight
Oct-14-24 Upgrade Wedbush Underperform → Neutral
Aug-07-24 Upgrade Citigroup Sell → Neutral
Jul-31-24 Upgrade Mizuho Underperform → Outperform
Jun-07-24 Initiated BTIG Research Sell
Jun-04-24 Upgrade Redburn Atlantic Sell → Neutral
Apr-04-24 Initiated BofA Securities Underperform
Sep-25-23 Initiated Needham Hold
Jul-27-23 Initiated B. Riley Securities Neutral
Jun-14-23 Initiated BTIG Research Buy
Apr-11-23 Initiated JP Morgan Underweight
Mar-07-23 Initiated Compass Point Sell
Feb-15-23 Downgrade Citigroup Neutral → Sell
Feb-15-23 Upgrade Loop Capital Hold → Buy
Feb-03-23 Downgrade Loop Capital Buy → Hold
Nov-10-22 Downgrade BofA Securities Neutral → Underperform
Oct-25-22 Initiated Mizuho Underperform
Aug-11-22 Downgrade Atlantic Equities Neutral → Underweight
Jul-11-22 Downgrade Goldman Neutral → Sell
Jul-08-22 Downgrade JMP Securities Mkt Outperform → Mkt Perform
Jun-29-22 Downgrade Morgan Stanley Equal-Weight → Underweight
May-11-22 Downgrade Atlantic Equities Overweight → Neutral
May-11-22 Downgrade Barclays Overweight → Equal Weight
May-11-22 Downgrade BofA Securities Buy → Neutral
May-10-22 Downgrade Citigroup Buy → Neutral
May-10-22 Downgrade Goldman Buy → Neutral
May-10-22 Downgrade Piper Sandler Overweight → Neutral
May-10-22 Downgrade Stephens Equal-Weight → Underweight
Apr-12-22 Initiated FBN Securities Outperform
Apr-06-22 Initiated Loop Capital Buy
Apr-01-22 Initiated Stephens Equal-Weight
Mar-22-22 Downgrade Wedbush Neutral → Underperform
Feb-17-22 Upgrade BofA Securities Underperform → Buy
Dec-22-21 Initiated Wedbush Neutral
Dec-09-21 Initiated Morgan Stanley Equal-Weight
Dec-03-21 Upgrade Citigroup Neutral → Buy
Oct-26-21 Downgrade Jefferies Buy → Hold
Oct-18-21 Downgrade BofA Securities Buy → Underperform
Sep-20-21 Downgrade Citigroup Buy → Neutral
Sep-07-21 Initiated Atlantic Equities Overweight
Aug-13-21 Upgrade Barclays Equal Weight → Overweight
Aug-11-21 Upgrade Citigroup Neutral → Buy
Jul-12-21 Initiated Goldman Buy
Apr-27-21 Initiated Piper Sandler Overweight
Mar-18-21 Upgrade BofA Securities Neutral → Buy
Mar-18-21 Upgrade JMP Securities Mkt Perform → Mkt Outperform
Jan-11-21 Initiated Barclays Equal Weight
Jan-11-21 Initiated BofA Securities Neutral
Jan-11-21 Initiated Goldman Neutral
Jan-11-21 Initiated JMP Securities Mkt Perform
Jan-11-21 Initiated Jefferies Buy
View All

Upstart Holdings Inc Stock (UPST) Latest News

pulisher
Aug 21, 2026

Upstart | 4: Statement of changes in beneficial ownership of securities-Officer Mirgorodskaya Natalia - Moomoo

Aug 21, 2026
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Aug 21, 2026

Upstart chief legal officer Scott Darling sells $216,216 in shares - Investing.com

Aug 21, 2026
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Aug 21, 2026

Upstart president Sanjay Datta sells $565k in company stock - Investing.com

Aug 21, 2026
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Aug 21, 2026

Upstart chief legal officer Scott Darling sells $216,216 in shares By Investing.com - Investing.com Canada

Aug 21, 2026
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Aug 21, 2026

Upstart Holdings President, Capital& Enterprise Sold Shares Worth Over $565K - TradingView

Aug 21, 2026
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Aug 21, 2026

Upstart (NASDAQ: UPST) exec sells 18,945 shares, partly for RSU taxes - Stock Titan

Aug 21, 2026
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Aug 21, 2026

Upstart Holdings (UPST) legal chief sells 7,696 shares for RSU taxes - Stock Titan

Aug 21, 2026
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Aug 21, 2026

Upstart (UPST) accounting chief sells stock, now holds 36,788 shares - Stock Titan

Aug 21, 2026
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Aug 20, 2026

UPST Stock Craters Overnight After Big Q1 Miss — Retail Bulls Are Far From Shaken - Stocktwits

Aug 20, 2026
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Aug 20, 2026

Upstart (UPST) Stock Looks Rich On Earnings Yet Reasonable On AI Growth - Yahoo Finance

Aug 20, 2026
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Aug 20, 2026

Upstart | 144: Notice of proposed sale of securities pursuant to Rule 144 - Moomoo

Aug 20, 2026
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Aug 20, 2026

Upstart Holdings Inc (UPST) Stock Down 5.7% -- Now Undervalued? GF Score: 59/100 - GuruFocus

Aug 20, 2026
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Aug 20, 2026

Goldman Sachs raises Upstart target to $39, maintains Neutral - scanx.trade

Aug 20, 2026
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Aug 20, 2026

MongoDB, Cloudflare, Okta, Zscaler, and Upstart Stocks Trade Down, What You Need To Know - Yahoo Finance

Aug 20, 2026
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Aug 20, 2026

Upstart Holdings (UPST) Could Be 28% Undervalued As Its Second Leg Story Takes Shape - Yahoo Finance

Aug 20, 2026
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Aug 20, 2026

Upstart (NASDAQ: UPST) officer to sell 586 shares tied to RSU taxes - Stock Titan

Aug 20, 2026
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Aug 20, 2026

Upstart (NASDAQ: UPST) officer lines up new stock sale tied to RSU taxes - Stock Titan

Aug 20, 2026
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Aug 20, 2026

Upstart (NASDAQ: UPST) officer lines up $251K stock sale tied to restricted stock units - Stock Titan

Aug 20, 2026
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Aug 20, 2026

Upstart reports $1,500.1M June 2026 origination volume - scanx.trade

Aug 20, 2026
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Aug 20, 2026

Upstart Q2 2026 Results: Revenue rises 42% YoY to $365 million - scanx.trade

Aug 20, 2026
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Aug 20, 2026

Upstart Stock Slides Thursday: What's Going On? - TradingView

Aug 20, 2026
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Aug 20, 2026

Upstart Stock Is Down 50% This Year. Its Best Quarter Ever Just Happened. - TIKR.com

Aug 20, 2026
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Aug 20, 2026

Upstart Holdings (UPST) Is Up 5.2% After Announcing Plans To Launch Upstart Bank - Yahoo Finance

Aug 20, 2026
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Aug 19, 2026

Upstart Holdings CLO Scott Darling Sells 814 Shares to Cover RSU Tax Withholding - Kalkine Media

Aug 19, 2026
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Aug 19, 2026

Jefferies sets strong price target on upstart cancer stock - thestreet.com

Aug 19, 2026
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Aug 19, 2026

Upstart (NASDAQ: UPST) president sells shares to cover RSU taxes - Stock Titan

Aug 19, 2026
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Aug 19, 2026

Upstart (NASDAQ: UPST) CFO logs tax-withholding and trading-plan sale - Stock Titan

Aug 19, 2026
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Aug 19, 2026

Upstart (NASDAQ: UPST) officer plans new stock sale after three recent trades - Stock Titan

Aug 19, 2026
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Aug 19, 2026

Upstart (NASDAQ: UPST) insider lines up new stock sale - Stock Titan

Aug 19, 2026
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Aug 19, 2026

SoFi Climbs 6%, Upstart Jumps 8%, Affirm Rises 7% as Fintech Names Rebound With Bond Market Catalyst - Yahoo Finance

Aug 19, 2026
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Aug 19, 2026

Can Network Volume Strength Keep PGY's Top-Line Growth on Track? - The Globe and Mail

Aug 19, 2026
pulisher
Aug 19, 2026

SoFi vs. Upstart: Which Fintech Lending Stock Fits Your Portfolio Best? - TradingView

Aug 19, 2026
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Aug 19, 2026

Mizuho reiterates Upstart stock rating citing conservative guidance By Investing.com - Investing.com Australia

Aug 19, 2026
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Aug 19, 2026

Mizuho reiterates Upstart stock rating citing conservative guidance - Investing.com

Aug 19, 2026
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Aug 19, 2026

Mizuho on Upstart Holdings Inc (UPST) Post Mgmt. Meet: 'We walked away still feeling upbeat about the story' - StreetInsider

Aug 19, 2026
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Aug 19, 2026

Las ETF que invierten en acciones de Upstart Holdings, Inc. - TradingView

Aug 19, 2026
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Aug 18, 2026

Upstart CEO Outlines AI Lending Growth Push, Targets Profitable Home and Auto Expansion - Yahoo Finance

Aug 18, 2026
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Aug 17, 2026

Upstart (NASDAQ: UPST) insider Sanjay Datta plans Aug. 17 stock sale - Stock Titan

Aug 17, 2026
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Aug 17, 2026

Upstart (NASDAQ: UPST) insider details past and planned share sales - Stock Titan

Aug 17, 2026
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Aug 17, 2026

Upstart Holdings, Inc. SEC Filing (Aug 17, 2026) - Stock Titan

Aug 17, 2026
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Aug 17, 2026

PGY vs. UPST: Which AI Credit Stock Is the Better Investment Option? - The Globe and Mail

Aug 17, 2026
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Aug 15, 2026

Upstart's President Is Selling $456K In Stock, While Wall Street Analysts Hike Price Targets: What Gives - Stocktwits

Aug 15, 2026
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Aug 14, 2026

Tranche Update on Upstart Holdings, Inc.'s Equity Buyback Plan announced on February 15, 2022. - marketscreener.com

Aug 14, 2026
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Aug 14, 2026

August 2026's Top Growth Picks With Insider Confidence - simplywall.st

Aug 14, 2026
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Aug 13, 2026

Upstart's AI-Powered Lending Surge Sets Stage for Potential Stock Doubling by 2027 - finance.biggo.com

Aug 13, 2026
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Aug 13, 2026

(UPST) and the Role of Price-Sensitive Allocations - Stock Traders Daily

Aug 13, 2026
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Aug 13, 2026

3 Reasons UPST Has Explosive Upside Potential - Yahoo Finance

Aug 13, 2026
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Aug 13, 2026

91% of Upstart's Loans Were Fully Automated Last Quarter. No Bank Can Underwrite That Cheaply. - Yahoo Finance

Aug 13, 2026
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Aug 13, 2026

Prediction: This Artificial Intelligence (AI) Stock Is Going to Double by 2027 - The Globe and Mail

Aug 13, 2026
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Aug 13, 2026

Prediction: This Artificial Intelligence (AI) Stock Is Going to Double by 2027 - The Motley Fool

Aug 13, 2026
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Aug 12, 2026

The 5 Most Interesting Analyst Questions From Upstart’s Q2 Earnings Call - Yahoo Finance

Aug 12, 2026

Upstart Holdings Inc Stock (UPST) Financials Data

Revenue

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Net Income

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Cash Flow

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EPS

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$43.73
price up icon 0.32%
VV VV
$354.97
price down icon 0.33%
$18.22
price down icon 1.57%
$72.35
price down icon 2.62%
SYF SYF
$79.92
price up icon 0.09%
$54.96
price down icon 3.27%
Cap:     |  Volume (24h):