30.95

1.88% -0.64

Upstart Holdings Inc (UPST)

Overview News Price History Option Chain Financials Why UPST Down? Discussions Forecast

Upstart Holdings Inc stock is traded at $30.95, with a volume of 1.20M. It is down -1.88% in the last 24 hours and down -3.86% over the past month. Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).

Previous Close:

$31.59

Open:

$31.4

24h Volume:

1.20M

Relative Volume:

0.26

Market Cap:

$2.96B

Revenue:

$1.14B

Net Income/Loss:

$49.40M

P/E Ratio:

79.91

EPS:

0.3873

Net Cash Flow:

$-286.78M

1W Performance:

-6.72%

1M Performance:

-3.86%

6M Performance:

-35.58%

1Y Performance:

-59.72%

1-Day Range:

$30.74

$32.00

1-Week Range:

$30.74

$34.69

52-Week Range:

$23.96

$87.30

Upstart Holdings Inc Stock (UPST) Company Profile

Name

Upstart Holdings Inc

Sector

Financial (5900)

Industry

Credit Services (53)

Phone

(650) 204-1000

Address

2950 S. DELAWARE STREET, SUITE 410, SAN MATEO

Employee

1,405

Twitter

Next Earnings Date

2026-08-04

Latest SEC Filings

UPST's Discussions on Twitter

Compare UPST vs V, MA, AXP, COF, PYPL

Stocks	Price	Market Cap	Revenue	Net Income	Cash Flow	EPS
UPST Upstart Holdings Inc	30.96	3.02B	1.14B	49.40M	-286.78M	0.3873
V Visa Inc	361.33	675.39B	43.03B	22.04B	21.19B	11.37
MA Mastercard Incorporated	547.65	472.90B	34.01B	15.57B	16.65B	17.28
AXP American Express Co	360.93	244.57B	82.43B	11.15B	14.44B	16.03
COF Capital One Financial Corp	212.42	128.68B	74.99B	2.79B	27.29B	2.8368
PYPL Paypal Holdings Inc	56.97	48.97B	34.02B	5.06B	5.50B	5.3309

Upstart Holdings Inc Stock (UPST) Upgrades & Downgrades

Date	Action	Analyst	Rating Change
Mar-16-26	Upgrade	BTIG Research	Neutral → Buy
Feb-17-26	Upgrade	Compass Point	Sell → Neutral
Feb-13-26	Downgrade	Citizens	Mkt Perform → Mkt Underperform
Feb-13-26	Upgrade	Goldman	Sell → Neutral
Jan-06-26	Initiated	Truist	Buy
Aug-20-25	Upgrade	JP Morgan	Neutral → Overweight
Jul-14-25	Resumed	Goldman	Sell
Jun-24-25	Resumed	Piper Sandler	Overweight
Jun-12-25	Initiated	Stephens	Equal-Weight
Apr-29-25	Upgrade	BofA Securities	Underperform → Neutral
Feb-14-25	Upgrade	Morgan Stanley	Underweight → Equal-Weight
Feb-12-25	Upgrade	B. Riley Securities	Neutral → Buy
Feb-12-25	Upgrade	JP Morgan	Underweight → Neutral
Dec-13-24	Upgrade	Needham	Hold → Buy
Dec-03-24	Upgrade	Redburn Atlantic	Neutral → Buy
Dec-02-24	Downgrade	JP Morgan	Neutral → Underweight
Nov-11-24	Upgrade	BTIG Research	Sell → Neutral
Nov-08-24	Upgrade	Citigroup	Neutral → Buy
Nov-08-24	Upgrade	JP Morgan	Underweight → Neutral
Nov-08-24	Upgrade	Piper Sandler	Neutral → Overweight
Oct-14-24	Upgrade	Wedbush	Underperform → Neutral
Aug-07-24	Upgrade	Citigroup	Sell → Neutral
Jul-31-24	Upgrade	Mizuho	Underperform → Outperform
Jun-07-24	Initiated	BTIG Research	Sell
Jun-04-24	Upgrade	Redburn Atlantic	Sell → Neutral
Apr-04-24	Initiated	BofA Securities	Underperform
Sep-25-23	Initiated	Needham	Hold
Jul-27-23	Initiated	B. Riley Securities	Neutral
Jun-14-23	Initiated	BTIG Research	Buy
Apr-11-23	Initiated	JP Morgan	Underweight
Mar-07-23	Initiated	Compass Point	Sell
Feb-15-23	Downgrade	Citigroup	Neutral → Sell
Feb-15-23	Upgrade	Loop Capital	Hold → Buy
Feb-03-23	Downgrade	Loop Capital	Buy → Hold
Nov-10-22	Downgrade	BofA Securities	Neutral → Underperform
Oct-25-22	Initiated	Mizuho	Underperform
Aug-11-22	Downgrade	Atlantic Equities	Neutral → Underweight
Jul-11-22	Downgrade	Goldman	Neutral → Sell
Jul-08-22	Downgrade	JMP Securities	Mkt Outperform → Mkt Perform
Jun-29-22	Downgrade	Morgan Stanley	Equal-Weight → Underweight
May-11-22	Downgrade	Atlantic Equities	Overweight → Neutral
May-11-22	Downgrade	Barclays	Overweight → Equal Weight
May-11-22	Downgrade	BofA Securities	Buy → Neutral
May-10-22	Downgrade	Citigroup	Buy → Neutral
May-10-22	Downgrade	Goldman	Buy → Neutral
May-10-22	Downgrade	Piper Sandler	Overweight → Neutral
May-10-22	Downgrade	Stephens	Equal-Weight → Underweight
Apr-12-22	Initiated	FBN Securities	Outperform
Apr-06-22	Initiated	Loop Capital	Buy
Apr-01-22	Initiated	Stephens	Equal-Weight
Mar-22-22	Downgrade	Wedbush	Neutral → Underperform
Feb-17-22	Upgrade	BofA Securities	Underperform → Buy
Dec-22-21	Initiated	Wedbush	Neutral
Dec-09-21	Initiated	Morgan Stanley	Equal-Weight
Dec-03-21	Upgrade	Citigroup	Neutral → Buy
Oct-26-21	Downgrade	Jefferies	Buy → Hold
Oct-18-21	Downgrade	BofA Securities	Buy → Underperform
Sep-20-21	Downgrade	Citigroup	Buy → Neutral
Sep-07-21	Initiated	Atlantic Equities	Overweight
Aug-13-21	Upgrade	Barclays	Equal Weight → Overweight
Aug-11-21	Upgrade	Citigroup	Neutral → Buy
Jul-12-21	Initiated	Goldman	Buy
Apr-27-21	Initiated	Piper Sandler	Overweight
Mar-18-21	Upgrade	BofA Securities	Neutral → Buy
Mar-18-21	Upgrade	JMP Securities	Mkt Perform → Mkt Outperform
Jan-11-21	Initiated	Barclays	Equal Weight
Jan-11-21	Initiated	BofA Securities	Neutral
Jan-11-21	Initiated	Goldman	Neutral
Jan-11-21	Initiated	JMP Securities	Mkt Perform
Jan-11-21	Initiated	Jefferies	Buy

View All

Upstart Holdings Inc Stock (UPST) Latest News

Jul 15, 2026

Upstart Stock Leads 3 Fast Growth Picks With High Insider Ownership - simplywall.st

Jul 15, 2026

3 Growth Companies With High Insider Ownership Expecting 68% Revenue Growth - simplywall.st

Jul 15, 2026

Jul 14, 2026

Upstart stock plunged on earnings but executives say investors are missing the bigger picture - MSN

Jul 14, 2026

UPST Stock Craters Overnight After Big Q1 Miss — Retail Bulls Are Far From Shaken - Stocktwits

Jul 14, 2026

5 Stocks To 5X Your Money in 5 Years - The Motley Fool

Jul 14, 2026

Jul 13, 2026

[SCHEDULE 13G/A] Upstart Holdings, Inc. Amended Passive Investment Disclosure - Stock Titan

Jul 13, 2026

Jul 12, 2026