50.68
price down icon0.04%   -0.02
after-market After Hours: 50.53 -0.15 -0.30%
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Upstart Holdings Inc stock is traded at $50.68, with a volume of 5.48M. It is down -0.04% in the last 24 hours and up +8.41% over the past month. Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.
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Previous Close:
$50.70
Open:
$51.05
24h Volume:
5.48M
Relative Volume:
0.93
Market Cap:
$4.93B
Revenue:
$628.83M
Net Income/Loss:
$-128.58M
P/E Ratio:
-34.71
EPS:
-1.46
Net Cash Flow:
$176.34M
1W Performance:
+12.72%
1M Performance:
+8.41%
6M Performance:
-31.35%
1Y Performance:
-20.21%
1-Day Range:
Value
$49.32
$52.10
1-Week Range:
Value
$43.06
$52.10
52-Week Range:
Value
$31.40
$96.43

Upstart Holdings Inc Stock (UPST) Company Profile

Name
Name
Upstart Holdings Inc
Name
Phone
(650) 204-1000
Name
Address
2950 S. DELAWARE STREET, SUITE 410, SAN MATEO
Name
Employee
1,193
Name
Twitter
Name
Next Earnings Date
2025-02-11
Name
Latest SEC Filings
Name
UPST's Discussions on Twitter

Compare UPST with other stocks

Stocks Price Market Cap Revenue Net Income Cash Flow EPS
Credit Services icon
UPST
Upstart Holdings Inc
50.68 4.93B 628.83M -128.58M 176.34M -1.46
Credit Services icon
V
Visa Inc
357.56 682.14B 40.00B 19.85B 21.58B 10.10
Credit Services icon
MA
Mastercard Incorporated
580.34 510.57B 31.50B 14.25B 16.12B 15.64
Credit Services icon
AXP
American Express Co
383.56 261.63B 78.65B 10.47B 18.94B 14.89
Credit Services icon
COF
Capital One Financial Corp
257.94 159.26B 62.75B 1.35B 20.85B 2.3579
Credit Services icon
PYPL
Paypal Holdings Inc
59.81 55.47B 32.91B 4.92B 5.57B 4.9845

Upstart Holdings Inc Stock (UPST) Upgrades & Downgrades

Date Action Analyst Rating Change
Aug-20-25 Upgrade JP Morgan Neutral → Overweight
Jul-14-25 Resumed Goldman Sell
Jun-24-25 Resumed Piper Sandler Overweight
Jun-12-25 Initiated Stephens Equal-Weight
Apr-29-25 Upgrade BofA Securities Underperform → Neutral
Feb-14-25 Upgrade Morgan Stanley Underweight → Equal-Weight
Feb-12-25 Upgrade B. Riley Securities Neutral → Buy
Feb-12-25 Upgrade JP Morgan Underweight → Neutral
Dec-13-24 Upgrade Needham Hold → Buy
Dec-03-24 Upgrade Redburn Atlantic Neutral → Buy
Dec-02-24 Downgrade JP Morgan Neutral → Underweight
Nov-11-24 Upgrade BTIG Research Sell → Neutral
Nov-08-24 Upgrade Citigroup Neutral → Buy
Nov-08-24 Upgrade JP Morgan Underweight → Neutral
Nov-08-24 Upgrade Piper Sandler Neutral → Overweight
Oct-14-24 Upgrade Wedbush Underperform → Neutral
Aug-07-24 Upgrade Citigroup Sell → Neutral
Jul-31-24 Upgrade Mizuho Underperform → Outperform
Jun-07-24 Initiated BTIG Research Sell
Jun-04-24 Upgrade Redburn Atlantic Sell → Neutral
Apr-04-24 Initiated BofA Securities Underperform
Sep-25-23 Initiated Needham Hold
Jul-27-23 Initiated B. Riley Securities Neutral
Jun-14-23 Initiated BTIG Research Buy
Apr-11-23 Initiated JP Morgan Underweight
Mar-07-23 Initiated Compass Point Sell
Feb-15-23 Downgrade Citigroup Neutral → Sell
Feb-15-23 Upgrade Loop Capital Hold → Buy
Feb-03-23 Downgrade Loop Capital Buy → Hold
Nov-10-22 Downgrade BofA Securities Neutral → Underperform
Oct-25-22 Initiated Mizuho Underperform
Aug-11-22 Downgrade Atlantic Equities Neutral → Underweight
Jul-11-22 Downgrade Goldman Neutral → Sell
Jul-08-22 Downgrade JMP Securities Mkt Outperform → Mkt Perform
Jun-29-22 Downgrade Morgan Stanley Equal-Weight → Underweight
May-11-22 Downgrade Atlantic Equities Overweight → Neutral
May-11-22 Downgrade Barclays Overweight → Equal Weight
May-11-22 Downgrade BofA Securities Buy → Neutral
May-10-22 Downgrade Citigroup Buy → Neutral
May-10-22 Downgrade Goldman Buy → Neutral
May-10-22 Downgrade Piper Sandler Overweight → Neutral
May-10-22 Downgrade Stephens Equal-Weight → Underweight
Apr-12-22 Initiated FBN Securities Outperform
Apr-06-22 Initiated Loop Capital Buy
Apr-01-22 Initiated Stephens Equal-Weight
Mar-22-22 Downgrade Wedbush Neutral → Underperform
Feb-17-22 Upgrade BofA Securities Underperform → Buy
Dec-22-21 Initiated Wedbush Neutral
Dec-09-21 Initiated Morgan Stanley Equal-Weight
Dec-03-21 Upgrade Citigroup Neutral → Buy
Oct-26-21 Downgrade Jefferies Buy → Hold
Oct-18-21 Downgrade BofA Securities Buy → Underperform
Sep-20-21 Downgrade Citigroup Buy → Neutral
Sep-07-21 Initiated Atlantic Equities Overweight
Aug-13-21 Upgrade Barclays Equal Weight → Overweight
Aug-11-21 Upgrade Citigroup Neutral → Buy
Jul-12-21 Initiated Goldman Buy
Apr-27-21 Initiated Piper Sandler Overweight
Mar-18-21 Upgrade BofA Securities Neutral → Buy
Mar-18-21 Upgrade JMP Securities Mkt Perform → Mkt Outperform
Jan-11-21 Initiated Barclays Equal Weight
Jan-11-21 Initiated BofA Securities Neutral
Jan-11-21 Initiated Goldman Neutral
Jan-11-21 Initiated JMP Securities Mkt Perform
Jan-11-21 Initiated Jefferies Buy
View All

Upstart Holdings Inc Stock (UPST) Latest News

pulisher
12:04 PM

Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors - Investing News Network

12:04 PM
pulisher
11:39 AM

Upstart: Solid Numbers, Fragile Rerating Case (NASDAQ:UPST) - Seeking Alpha

11:39 AM
pulisher
11:00 AM

Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors - GlobeNewswire Inc.

11:00 AM
pulisher
10:29 AM

Upstart's Selloff Triggers Dip Buying OpportunityRobust Lending Growth Entering 2026 - Seeking Alpha

10:29 AM
pulisher
09:40 AM

Truist Securities Initiates Coverage on UPST with a 'Buy' Rating - GuruFocus

09:40 AM
pulisher
07:06 AM

Truist Securities initiates coverage on Upstart stock with Buy rating - Investing.com

07:06 AM
pulisher
07:03 AM

Truist Securities initiates coverage on Upstart stock with Buy rating By Investing.com - Investing.com Australia

07:03 AM
pulisher
06:33 AM

Upstart Shares Surge as AI-Driven Profitability Takes Center Stage - AD HOC NEWS

06:33 AM
pulisher
06:11 AM

Assessing Upstart Holdings (UPST) Valuation After Strong AI-Driven Growth And Renewed Profitability - Yahoo Finance

06:11 AM
pulisher
06:07 AM

Truist Securities Starts Upstart Holdings Inc (UPST) at Buy - StreetInsider

06:07 AM
pulisher
Jan 05, 2026

On Holding: The Swiss Upstart Taking On NIKE And adidas (NYSE:ONON) - Seeking Alpha

Jan 05, 2026
pulisher
Jan 03, 2026

Market Pulse: Can Upstart Holdings Inc 855 stock deliver strong annual returns2025 Bull vs Bear & Long-Term Safe Investment Ideas - moha.gov.vn

Jan 03, 2026
pulisher
Jan 03, 2026

(UPST) Movement Within Algorithmic Entry Frameworks - Stock Traders Daily

Jan 03, 2026
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Jan 03, 2026

How Upstart (UPST) Is Using AI to Shape the Future of Consumer Lending - Insider Monkey

Jan 03, 2026
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Jan 02, 2026

Upstart Holdings Stock Soars Aftermarket After Surprise Q4 Profit: Retail’s Exuberant - MSN

Jan 02, 2026
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Jan 02, 2026

Upstart Personal Loans Review 2026 - US News Money

Jan 02, 2026
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Jan 02, 2026

Could Buying Upstart Stock Today Set You Up for Life? - Finviz

Jan 02, 2026
pulisher
Jan 01, 2026

3 High-Conviction AI Stocks With 10x Potential by 2036 - Finviz

Jan 01, 2026
pulisher
Dec 31, 2025

10 Best AI Stocks to Buy Under $50 - Insider Monkey

Dec 31, 2025
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Dec 31, 2025

Block vs. Upstart: Which Fintech Stock Has More Upside Right Now? - Nasdaq

Dec 31, 2025
pulisher
Dec 31, 2025

Should You Forget Upstart and Buy American Express Instead? - Yahoo Finance

Dec 31, 2025
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Dec 30, 2025

Upstart Holdings, Inc. (UPST) Falls More Steeply Than Broader Market: What Investors Need to Know - sharewise.com

Dec 30, 2025
pulisher
Dec 30, 2025

Artificial Intelligence Stocks To Follow NowDecember 30th - MarketBeat

Dec 30, 2025
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Dec 30, 2025

Best Automotive Stocks To Add to Your WatchlistDecember 24th - MarketBeat

Dec 30, 2025
pulisher
Dec 30, 2025

Do You Believe in the Fundamental Improvements of Upstart Holdings (UPST)? - Insider Monkey

Dec 30, 2025
pulisher
Dec 30, 2025

Upstart Stock (UPST) in December 2025: Can the AI Lender Turn Explosive Growth Into Sustainable Gains? - ts2.tech

Dec 30, 2025
pulisher
Dec 28, 2025

Pullback Watch: Will Upstart Holdings Inc stock gain from strong economyMarket Risk Report & Fast Exit/Entry Strategy Plans - moha.gov.vn

Dec 28, 2025
pulisher
Dec 28, 2025

1 Stock Under $50 on Our Buy List and 2 We Find Risky - Finviz

Dec 28, 2025
pulisher
Dec 26, 2025

2 Overlooked AI Stocks to Buy Before They Soar Up to 100% in 2026, According to Wall Street Analysts - Finviz

Dec 26, 2025
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Dec 24, 2025

Upstart Holdings (UPST): Firm announces new Castlelake deal - MSN

Dec 24, 2025
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Dec 24, 2025

Upstart Holdings, Inc. (UPST) Stock Dips While Market Gains: Key Facts - sharewise.com

Dec 24, 2025
pulisher
Dec 24, 2025

Upstart Holdings, Inc. (UPST) stock dips while market gains: Key facts - MSN

Dec 24, 2025
pulisher
Dec 24, 2025

Investors Heavily Search Upstart Holdings, Inc. (UPST): Here is What You Need to Know - Yahoo Finance

Dec 24, 2025
pulisher
Dec 23, 2025

Automotive Stocks To Watch TodayDecember 23rd - MarketBeat

Dec 23, 2025
pulisher
Dec 23, 2025

Upstart's Partnerships Surge: Will it Ignite Revenue Rocket? - Nasdaq

Dec 23, 2025
pulisher
Dec 23, 2025

Why (UPST) Price Action Is Critical for Tactical Trading - Stock Traders Daily

Dec 23, 2025
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Dec 22, 2025

Li Auto And 2 More Growth Companies With Strong Insider Confidence - Yahoo Finance

Dec 22, 2025
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Dec 22, 2025

Why Upstart Stock Lost 31% in September - AOL.com

Dec 22, 2025
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Dec 21, 2025

Upstart Holdings (UPST): Firm Announces New Castlelake Deal - Finviz

Dec 21, 2025
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Dec 21, 2025

Is Upstart Holdings Inc. stock gaining market share2025 Investor Takeaways & Precise Trade Entry Recommendations - Улправда

Dec 21, 2025
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Dec 20, 2025

Gold Fields (GFI) and Upstart Holdings (UPST) lead the Bull Strangle watch list for this week - Barchart.com

Dec 20, 2025
pulisher
Dec 20, 2025

Will Upstart Holdings Inc. stock pay special dividendsInflation Watch & Stepwise Entry/Exit Trade Alerts - ulpravda.ru

Dec 20, 2025
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Dec 19, 2025

Will Upstart Holdings Inc. stock split attract more investors2025 Market Sentiment & Real-Time Volume Analysis - ulpravda.ru

Dec 19, 2025
pulisher
Dec 19, 2025

Bank Watch: Will Upstart Holdings Inc. (855) stock sustain uptrend momentumJuly 2025 Analyst Calls & Free High Return Stock Watch Alerts - DonanımHaber

Dec 19, 2025
pulisher
Dec 19, 2025

Will Upstart Holdings Inc. (855) stock sustain uptrend momentumWeekly Gains Report & Stepwise Entry and Exit Trade Signals - DonanımHaber

Dec 19, 2025
pulisher
Dec 19, 2025

How Upstart Holdings Inc. stock performs during Fed tightening cyclesWall Street Watch & Community Shared Stock Ideas - DonanımHaber

Dec 19, 2025
pulisher
Dec 19, 2025

How Upstart Holdings Inc. stock performs in interest rate cyclesTrend Reversal & Real-Time Stock Entry Alerts - DonanımHaber

Dec 19, 2025

Upstart Holdings Inc Stock (UPST) Financials Data

Revenue

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Net Income

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Cash Flow

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EPS

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Upstart Holdings Inc Stock (UPST) Insider Trading

Insider Trading Relationship Date Transaction Cost #Shares Value ($) #Shares Total
Cooper Kerry Whorton
Director
Dec 12 '25
Sale
50.00
1,500
75,000
23,934
Darling Scott
Chief Legal Officer
Dec 12 '25
Option Exercise
13.22
2,000
26,440
94,598
Darling Scott
Chief Legal Officer
Dec 12 '25
Sale
50.00
7,392
369,600
17,435
$163.11
price up icon 0.06%
credit_services OMF
$71.37
price up icon 1.74%
$47.06
price up icon 0.92%
credit_services SYF
$88.47
price up icon 1.99%
$26.98
price down icon 7.86%
$59.81
price up icon 0.88%
Cap:     |  Volume (24h):