28.36
Upstart Holdings Inc stock is traded at $28.36, with a volume of 4.03M.
It is up +0.42% in the last 24 hours and down -25.21% over the past month.
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
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Previous Close:
$28.24
Open:
$28.53
24h Volume:
4.03M
Relative Volume:
0.83
Market Cap:
$2.69B
Revenue:
$628.83M
Net Income/Loss:
$-128.58M
P/E Ratio:
-19.42
EPS:
-1.46
Net Cash Flow:
$176.34M
1W Performance:
-0.28%
1M Performance:
-25.21%
6M Performance:
-56.95%
1Y Performance:
-52.14%
Upstart Holdings Inc Stock (UPST) Company Profile
Name
Upstart Holdings Inc
Sector
Industry
Phone
(650) 204-1000
Address
2950 S. DELAWARE STREET, SUITE 410, SAN MATEO
Compare UPST vs V, MA, AXP, COF, PYPL
| Stocks | Price | Market Cap | Revenue | Net Income | Cash Flow | EPS |
|---|---|---|---|---|---|---|
|
UPST
Upstart Holdings Inc
|
28.36 | 2.68B | 628.83M | -128.58M | 176.34M | -1.46 |
|
V
Visa Inc
|
320.47 | 617.03B | 41.39B | 20.59B | 22.93B | 10.55 |
|
MA
Mastercard Incorporated
|
522.92 | 467.60B | 32.84B | 14.97B | 16.19B | 16.52 |
|
AXP
American Express Co
|
311.21 | 211.35B | 80.49B | 10.76B | 16.08B | 15.38 |
|
COF
Capital One Financial Corp
|
195.83 | 120.49B | 69.28B | 2.01B | 26.14B | 2.9491 |
|
PYPL
Paypal Holdings Inc
|
46.75 | 42.70B | 33.34B | 5.23B | 5.56B | 5.4094 |
Upstart Holdings Inc Stock (UPST) Upgrades & Downgrades
| Date | Action | Analyst | Rating Change |
|---|---|---|---|
| Feb-17-26 | Upgrade | Compass Point | Sell → Neutral |
| Feb-13-26 | Downgrade | Citizens | Mkt Perform → Mkt Underperform |
| Feb-13-26 | Upgrade | Goldman | Sell → Neutral |
| Jan-06-26 | Initiated | Truist | Buy |
| Aug-20-25 | Upgrade | JP Morgan | Neutral → Overweight |
| Jul-14-25 | Resumed | Goldman | Sell |
| Jun-24-25 | Resumed | Piper Sandler | Overweight |
| Jun-12-25 | Initiated | Stephens | Equal-Weight |
| Apr-29-25 | Upgrade | BofA Securities | Underperform → Neutral |
| Feb-14-25 | Upgrade | Morgan Stanley | Underweight → Equal-Weight |
| Feb-12-25 | Upgrade | B. Riley Securities | Neutral → Buy |
| Feb-12-25 | Upgrade | JP Morgan | Underweight → Neutral |
| Dec-13-24 | Upgrade | Needham | Hold → Buy |
| Dec-03-24 | Upgrade | Redburn Atlantic | Neutral → Buy |
| Dec-02-24 | Downgrade | JP Morgan | Neutral → Underweight |
| Nov-11-24 | Upgrade | BTIG Research | Sell → Neutral |
| Nov-08-24 | Upgrade | Citigroup | Neutral → Buy |
| Nov-08-24 | Upgrade | JP Morgan | Underweight → Neutral |
| Nov-08-24 | Upgrade | Piper Sandler | Neutral → Overweight |
| Oct-14-24 | Upgrade | Wedbush | Underperform → Neutral |
| Aug-07-24 | Upgrade | Citigroup | Sell → Neutral |
| Jul-31-24 | Upgrade | Mizuho | Underperform → Outperform |
| Jun-07-24 | Initiated | BTIG Research | Sell |
| Jun-04-24 | Upgrade | Redburn Atlantic | Sell → Neutral |
| Apr-04-24 | Initiated | BofA Securities | Underperform |
| Sep-25-23 | Initiated | Needham | Hold |
| Jul-27-23 | Initiated | B. Riley Securities | Neutral |
| Jun-14-23 | Initiated | BTIG Research | Buy |
| Apr-11-23 | Initiated | JP Morgan | Underweight |
| Mar-07-23 | Initiated | Compass Point | Sell |
| Feb-15-23 | Downgrade | Citigroup | Neutral → Sell |
| Feb-15-23 | Upgrade | Loop Capital | Hold → Buy |
| Feb-03-23 | Downgrade | Loop Capital | Buy → Hold |
| Nov-10-22 | Downgrade | BofA Securities | Neutral → Underperform |
| Oct-25-22 | Initiated | Mizuho | Underperform |
| Aug-11-22 | Downgrade | Atlantic Equities | Neutral → Underweight |
| Jul-11-22 | Downgrade | Goldman | Neutral → Sell |
| Jul-08-22 | Downgrade | JMP Securities | Mkt Outperform → Mkt Perform |
| Jun-29-22 | Downgrade | Morgan Stanley | Equal-Weight → Underweight |
| May-11-22 | Downgrade | Atlantic Equities | Overweight → Neutral |
| May-11-22 | Downgrade | Barclays | Overweight → Equal Weight |
| May-11-22 | Downgrade | BofA Securities | Buy → Neutral |
| May-10-22 | Downgrade | Citigroup | Buy → Neutral |
| May-10-22 | Downgrade | Goldman | Buy → Neutral |
| May-10-22 | Downgrade | Piper Sandler | Overweight → Neutral |
| May-10-22 | Downgrade | Stephens | Equal-Weight → Underweight |
| Apr-12-22 | Initiated | FBN Securities | Outperform |
| Apr-06-22 | Initiated | Loop Capital | Buy |
| Apr-01-22 | Initiated | Stephens | Equal-Weight |
| Mar-22-22 | Downgrade | Wedbush | Neutral → Underperform |
| Feb-17-22 | Upgrade | BofA Securities | Underperform → Buy |
| Dec-22-21 | Initiated | Wedbush | Neutral |
| Dec-09-21 | Initiated | Morgan Stanley | Equal-Weight |
| Dec-03-21 | Upgrade | Citigroup | Neutral → Buy |
| Oct-26-21 | Downgrade | Jefferies | Buy → Hold |
| Oct-18-21 | Downgrade | BofA Securities | Buy → Underperform |
| Sep-20-21 | Downgrade | Citigroup | Buy → Neutral |
| Sep-07-21 | Initiated | Atlantic Equities | Overweight |
| Aug-13-21 | Upgrade | Barclays | Equal Weight → Overweight |
| Aug-11-21 | Upgrade | Citigroup | Neutral → Buy |
| Jul-12-21 | Initiated | Goldman | Buy |
| Apr-27-21 | Initiated | Piper Sandler | Overweight |
| Mar-18-21 | Upgrade | BofA Securities | Neutral → Buy |
| Mar-18-21 | Upgrade | JMP Securities | Mkt Perform → Mkt Outperform |
| Jan-11-21 | Initiated | Barclays | Equal Weight |
| Jan-11-21 | Initiated | BofA Securities | Neutral |
| Jan-11-21 | Initiated | Goldman | Neutral |
| Jan-11-21 | Initiated | JMP Securities | Mkt Perform |
| Jan-11-21 | Initiated | Jefferies | Buy |
View All
Upstart Holdings Inc Stock (UPST) Latest News
UPST: Needham Lowers Price Target While Maintaining Buy Rating | - GuruFocus
Needham cuts Upstart stock price target to $40 on sector multiples - Investing.com Nigeria
Upstart (NASDAQ:UPST) Price Target Cut to $40.00 by Analysts at Needham & Company LLC - MarketBeat
Investors Heavily Search Upstart Holdings, Inc. (UPST): Here is What You Need to Know - Yahoo Finance
Upstart Holdings Inc (UPST) PT Lowered to $40 at Needham - StreetInsider
UPST Financials: Income Statement, Balance Sheet & Cash Flow - Stock Titan
Upstart Faces Model 22 Probe As Legal Risks Weigh On Outlook - Yahoo Finance
UPST: Secured lending expansion, AI-driven growth, and transparency initiatives support strong outlook - TradingView
Stock Market Today, March 3: SoFi Technologies Rises on Mastercard Stablecoin Deal - The Motley Fool
Upstart (NASDAQ: UPST) grants CLO Scott Darling major new equity awards - Stock Titan
Large RSU and PRSU equity grants to Upstart (UPST) officer Sanjay Datta - Stock Titan
Upstart (NASDAQ: UPST) executive reports share sale and new equity grants - Stock Titan
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Upstart Holdings, Inc. - GlobeNewswire Inc.
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of First Western Financial, Inc. - GlobeNewswire Inc.
Upstart Holdings, Inc. Hits New 52-Week Low at $25.68 - Markets Mojo
Upstart Holdings stock hits 52-week low at $26.01 By Investing.com - Investing.com Canada
[144] Upstart Holdings, Inc. SEC Filing - Stock Titan
Upstart Holdings stock hits 52-week low at $26.01 - Investing.com
Upstart Holdings (XSWX:UPST) Cash-to-Debt : 0.36 (As of Dec. 2025) - GuruFocus
Quantbot Technologies LP Increases Stock Holdings in Upstart Holdings, Inc. $UPST - MarketBeat
Erste Asset Management GmbH Buys Shares of 83,400 Upstart Holdings, Inc. $UPST - MarketBeat
UPSTUpstart Holdings, Inc. Latest Stock News & Market Updates - Stock Titan
Upstart Holdings, Inc. (NASDAQ:UPST) Given Average Rating of "Hold" by Brokerages - MarketBeat
UPST SEC FilingsUpstart Holdings, Inc. 10-K, 10-Q, 8-K Forms - Stock Titan
Insider Sell: Natalia Mirgorodskaya Sells 866 Shares of Upstart Holdings Inc (UPST) - GuruFocus
Insider Selling: Upstart (NASDAQ:UPST) Insider Sells 866 Shares of Stock - MarketBeat
Upstart (NASDAQ: UPST) officer sale under Rule 10b5-1 plan - Stock Titan
Citizens downgrades Upstart Holdings (UPST) - MSN
Citigroup Inc. Grows Stock Holdings in Upstart Holdings, Inc. $UPST - MarketBeat
Upstart Holdings (NASDAQ: UPST) Form 144 shows 866-share resale after lapse - Stock Titan
Upstart Holdings Hits Day Low of $27.04 Amid Price Pressure - Markets Mojo
IonQ earnings on deck: Can quantum upstart justify growth strategy? By Investing.com - Investing.com South Africa
Upstart: Well-Priced AI And Lending Play (NASDAQ:UPST) - Seeking Alpha
Albermarle and Upstart have been highlighted as Zacks Bull and Bear of the Day - Yahoo Finance Singapore
Upstart Launches Cash Line As Shares Trade Below Estimated Fair Value - Yahoo Finance
Bear of the Day: Upstart (UPST) - Finviz
Upstart (NASDAQ:UPST) Sets New 12-Month Low on Insider Selling - Defense World
Upstart (NASDAQ:UPST) Insider Sells $18,926.70 in Stock - MarketBeat
Upstart (NASDAQ:UPST) CFO Sanjay Datta Sells 7,982 Shares - MarketBeat
Upstart (UPST) CFO Datta sells 7,982 shares to cover RSU tax obligations - Stock Titan
Upstart (NASDAQ: UPST) CLO logs 6,868-share sale and trust transfers - Stock Titan
Upstart Holdings Inc. (UPST) counters unreliable and predatory credit lines with cash line - MSN
Upstart Holdings Inc. (UPST) Counters Unreliable and Predatory Credit Lines with Cash Line - Insider Monkey
Upstart taps Bayview, Wafra for over $500m in auto lending capital - Alternatives Watch
Move Over, Upstart: Here's a Way Better Stock to Buy Today - Yahoo Finance
Upstart Faces Rising Data Privacy Risks as Stricter Laws Drive Up Compliance Costs and Legal Exposure - TipRanks
Upstart Stock Is Down 63% Over the Past Year. Here’s What’s Driving the Move - TIKR.com
Upstart sells $333 million auto loan portfolio to Bayview By Investing.com - Investing.com Canada
Upstart secures $200M auto loan commitment from Wafra By Investing.com - Investing.com Nigeria
Insider sale notice: Upstart Holdings (NASDAQ: UPST) — 13,624 shares listed - Stock Titan
Upstart Enters Forward-Flow Agreement, Sells Auto Assets - marketscreener.com
Upstart Holdings Inc Stock (UPST) Financials Data
Revenue
Net Income
Cash Flow
EPS
Upstart Holdings Inc Stock (UPST) Insider Trading
| Insider Trading | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total |
|---|---|---|---|---|---|---|---|
| Mirgorodskaya Natalia | See Remarks |
Feb 25 '26 |
Sale |
28.79 |
866 |
24,932 |
25,289 |
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