28.36
price up icon0.42%   0.12
pre-market  Pre-market:  28.02   -0.34   -1.20%
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Upstart Holdings Inc stock is traded at $28.36, with a volume of 4.03M. It is up +0.42% in the last 24 hours and down -25.21% over the past month. Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
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Previous Close:
$28.24
Open:
$28.53
24h Volume:
4.03M
Relative Volume:
0.83
Market Cap:
$2.69B
Revenue:
$628.83M
Net Income/Loss:
$-128.58M
P/E Ratio:
-19.42
EPS:
-1.46
Net Cash Flow:
$176.34M
1W Performance:
-0.28%
1M Performance:
-25.21%
6M Performance:
-56.95%
1Y Performance:
-52.14%
1-Day Range:
Value
$28.05
$29.00
1-Week Range:
Value
$25.60
$30.12
52-Week Range:
Value
$25.60
$87.30

Upstart Holdings Inc Stock (UPST) Company Profile

Name
Name
Upstart Holdings Inc
Name
Phone
(650) 204-1000
Name
Address
2950 S. DELAWARE STREET, SUITE 410, SAN MATEO
Name
Employee
1,405
Name
Twitter
Name
Next Earnings Date
2025-02-11
Name
Latest SEC Filings
Name
UPST's Discussions on Twitter

Compare UPST vs V, MA, AXP, COF, PYPL

Stocks Price Market Cap Revenue Net Income Cash Flow EPS
Credit Services icon
UPST
Upstart Holdings Inc
28.36 2.68B 628.83M -128.58M 176.34M -1.46
Credit Services icon
V
Visa Inc
320.47 617.03B 41.39B 20.59B 22.93B 10.55
Credit Services icon
MA
Mastercard Incorporated
522.92 467.60B 32.84B 14.97B 16.19B 16.52
Credit Services icon
AXP
American Express Co
311.21 211.35B 80.49B 10.76B 16.08B 15.38
Credit Services icon
COF
Capital One Financial Corp
195.83 120.49B 69.28B 2.01B 26.14B 2.9491
Credit Services icon
PYPL
Paypal Holdings Inc
46.75 42.70B 33.34B 5.23B 5.56B 5.4094

Upstart Holdings Inc Stock (UPST) Upgrades & Downgrades

Date Action Analyst Rating Change
Feb-17-26 Upgrade Compass Point Sell → Neutral
Feb-13-26 Downgrade Citizens Mkt Perform → Mkt Underperform
Feb-13-26 Upgrade Goldman Sell → Neutral
Jan-06-26 Initiated Truist Buy
Aug-20-25 Upgrade JP Morgan Neutral → Overweight
Jul-14-25 Resumed Goldman Sell
Jun-24-25 Resumed Piper Sandler Overweight
Jun-12-25 Initiated Stephens Equal-Weight
Apr-29-25 Upgrade BofA Securities Underperform → Neutral
Feb-14-25 Upgrade Morgan Stanley Underweight → Equal-Weight
Feb-12-25 Upgrade B. Riley Securities Neutral → Buy
Feb-12-25 Upgrade JP Morgan Underweight → Neutral
Dec-13-24 Upgrade Needham Hold → Buy
Dec-03-24 Upgrade Redburn Atlantic Neutral → Buy
Dec-02-24 Downgrade JP Morgan Neutral → Underweight
Nov-11-24 Upgrade BTIG Research Sell → Neutral
Nov-08-24 Upgrade Citigroup Neutral → Buy
Nov-08-24 Upgrade JP Morgan Underweight → Neutral
Nov-08-24 Upgrade Piper Sandler Neutral → Overweight
Oct-14-24 Upgrade Wedbush Underperform → Neutral
Aug-07-24 Upgrade Citigroup Sell → Neutral
Jul-31-24 Upgrade Mizuho Underperform → Outperform
Jun-07-24 Initiated BTIG Research Sell
Jun-04-24 Upgrade Redburn Atlantic Sell → Neutral
Apr-04-24 Initiated BofA Securities Underperform
Sep-25-23 Initiated Needham Hold
Jul-27-23 Initiated B. Riley Securities Neutral
Jun-14-23 Initiated BTIG Research Buy
Apr-11-23 Initiated JP Morgan Underweight
Mar-07-23 Initiated Compass Point Sell
Feb-15-23 Downgrade Citigroup Neutral → Sell
Feb-15-23 Upgrade Loop Capital Hold → Buy
Feb-03-23 Downgrade Loop Capital Buy → Hold
Nov-10-22 Downgrade BofA Securities Neutral → Underperform
Oct-25-22 Initiated Mizuho Underperform
Aug-11-22 Downgrade Atlantic Equities Neutral → Underweight
Jul-11-22 Downgrade Goldman Neutral → Sell
Jul-08-22 Downgrade JMP Securities Mkt Outperform → Mkt Perform
Jun-29-22 Downgrade Morgan Stanley Equal-Weight → Underweight
May-11-22 Downgrade Atlantic Equities Overweight → Neutral
May-11-22 Downgrade Barclays Overweight → Equal Weight
May-11-22 Downgrade BofA Securities Buy → Neutral
May-10-22 Downgrade Citigroup Buy → Neutral
May-10-22 Downgrade Goldman Buy → Neutral
May-10-22 Downgrade Piper Sandler Overweight → Neutral
May-10-22 Downgrade Stephens Equal-Weight → Underweight
Apr-12-22 Initiated FBN Securities Outperform
Apr-06-22 Initiated Loop Capital Buy
Apr-01-22 Initiated Stephens Equal-Weight
Mar-22-22 Downgrade Wedbush Neutral → Underperform
Feb-17-22 Upgrade BofA Securities Underperform → Buy
Dec-22-21 Initiated Wedbush Neutral
Dec-09-21 Initiated Morgan Stanley Equal-Weight
Dec-03-21 Upgrade Citigroup Neutral → Buy
Oct-26-21 Downgrade Jefferies Buy → Hold
Oct-18-21 Downgrade BofA Securities Buy → Underperform
Sep-20-21 Downgrade Citigroup Buy → Neutral
Sep-07-21 Initiated Atlantic Equities Overweight
Aug-13-21 Upgrade Barclays Equal Weight → Overweight
Aug-11-21 Upgrade Citigroup Neutral → Buy
Jul-12-21 Initiated Goldman Buy
Apr-27-21 Initiated Piper Sandler Overweight
Mar-18-21 Upgrade BofA Securities Neutral → Buy
Mar-18-21 Upgrade JMP Securities Mkt Perform → Mkt Outperform
Jan-11-21 Initiated Barclays Equal Weight
Jan-11-21 Initiated BofA Securities Neutral
Jan-11-21 Initiated Goldman Neutral
Jan-11-21 Initiated JMP Securities Mkt Perform
Jan-11-21 Initiated Jefferies Buy
View All

Upstart Holdings Inc Stock (UPST) Latest News

pulisher
Mar 04, 2026

UPST: Needham Lowers Price Target While Maintaining Buy Rating | - GuruFocus

Mar 04, 2026
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Mar 04, 2026

Needham cuts Upstart stock price target to $40 on sector multiples - Investing.com Nigeria

Mar 04, 2026
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Mar 04, 2026

Upstart (NASDAQ:UPST) Price Target Cut to $40.00 by Analysts at Needham & Company LLC - MarketBeat

Mar 04, 2026
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Mar 04, 2026

Investors Heavily Search Upstart Holdings, Inc. (UPST): Here is What You Need to Know - Yahoo Finance

Mar 04, 2026
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Mar 04, 2026

Upstart Holdings Inc (UPST) PT Lowered to $40 at Needham - StreetInsider

Mar 04, 2026
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Mar 03, 2026

UPST Financials: Income Statement, Balance Sheet & Cash Flow - Stock Titan

Mar 03, 2026
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Mar 03, 2026

Upstart Faces Model 22 Probe As Legal Risks Weigh On Outlook - Yahoo Finance

Mar 03, 2026
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Mar 03, 2026

UPST: Secured lending expansion, AI-driven growth, and transparency initiatives support strong outlook - TradingView

Mar 03, 2026
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Mar 03, 2026

Stock Market Today, March 3: SoFi Technologies Rises on Mastercard Stablecoin Deal - The Motley Fool

Mar 03, 2026
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Mar 03, 2026

Upstart (NASDAQ: UPST) grants CLO Scott Darling major new equity awards - Stock Titan

Mar 03, 2026
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Mar 03, 2026

Large RSU and PRSU equity grants to Upstart (UPST) officer Sanjay Datta - Stock Titan

Mar 03, 2026
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Mar 03, 2026

Upstart (NASDAQ: UPST) executive reports share sale and new equity grants - Stock Titan

Mar 03, 2026
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Mar 03, 2026

INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Upstart Holdings, Inc. - GlobeNewswire Inc.

Mar 03, 2026
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Mar 03, 2026

INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of First Western Financial, Inc. - GlobeNewswire Inc.

Mar 03, 2026
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Mar 03, 2026

Upstart Holdings, Inc. Hits New 52-Week Low at $25.68 - Markets Mojo

Mar 03, 2026
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Mar 03, 2026

Upstart Holdings stock hits 52-week low at $26.01 By Investing.com - Investing.com Canada

Mar 03, 2026
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Mar 02, 2026

[144] Upstart Holdings, Inc. SEC Filing - Stock Titan

Mar 02, 2026
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Mar 02, 2026

Upstart Holdings stock hits 52-week low at $26.01 - Investing.com

Mar 02, 2026
pulisher
Mar 01, 2026

Upstart Holdings (XSWX:UPST) Cash-to-Debt : 0.36 (As of Dec. 2025) - GuruFocus

Mar 01, 2026
pulisher
Mar 01, 2026

Quantbot Technologies LP Increases Stock Holdings in Upstart Holdings, Inc. $UPST - MarketBeat

Mar 01, 2026
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Mar 01, 2026

Erste Asset Management GmbH Buys Shares of 83,400 Upstart Holdings, Inc. $UPST - MarketBeat

Mar 01, 2026
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Mar 01, 2026

UPSTUpstart Holdings, Inc. Latest Stock News & Market Updates - Stock Titan

Mar 01, 2026
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Mar 01, 2026

Upstart Holdings, Inc. (NASDAQ:UPST) Given Average Rating of "Hold" by Brokerages - MarketBeat

Mar 01, 2026
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Feb 27, 2026

UPST SEC FilingsUpstart Holdings, Inc. 10-K, 10-Q, 8-K Forms - Stock Titan

Feb 27, 2026
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Feb 27, 2026

Insider Sell: Natalia Mirgorodskaya Sells 866 Shares of Upstart Holdings Inc (UPST) - GuruFocus

Feb 27, 2026
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Feb 27, 2026

Insider Selling: Upstart (NASDAQ:UPST) Insider Sells 866 Shares of Stock - MarketBeat

Feb 27, 2026
pulisher
Feb 27, 2026

Upstart (NASDAQ: UPST) officer sale under Rule 10b5-1 plan - Stock Titan

Feb 27, 2026
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Feb 26, 2026

Citizens downgrades Upstart Holdings (UPST) - MSN

Feb 26, 2026
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Feb 26, 2026

Citigroup Inc. Grows Stock Holdings in Upstart Holdings, Inc. $UPST - MarketBeat

Feb 26, 2026
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Feb 25, 2026

Upstart Holdings (NASDAQ: UPST) Form 144 shows 866-share resale after lapse - Stock Titan

Feb 25, 2026
pulisher
Feb 25, 2026

Upstart Holdings Hits Day Low of $27.04 Amid Price Pressure - Markets Mojo

Feb 25, 2026
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Feb 25, 2026

IonQ earnings on deck: Can quantum upstart justify growth strategy? By Investing.com - Investing.com South Africa

Feb 25, 2026
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Feb 25, 2026

Upstart: Well-Priced AI And Lending Play (NASDAQ:UPST) - Seeking Alpha

Feb 25, 2026
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Feb 25, 2026

Albermarle and Upstart have been highlighted as Zacks Bull and Bear of the Day - Yahoo Finance Singapore

Feb 25, 2026
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Feb 25, 2026

Upstart Launches Cash Line As Shares Trade Below Estimated Fair Value - Yahoo Finance

Feb 25, 2026
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Feb 25, 2026

Bear of the Day: Upstart (UPST) - Finviz

Feb 25, 2026
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Feb 25, 2026

Upstart (NASDAQ:UPST) Sets New 12-Month Low on Insider Selling - Defense World

Feb 25, 2026
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Feb 24, 2026

Upstart (NASDAQ:UPST) Insider Sells $18,926.70 in Stock - MarketBeat

Feb 24, 2026
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Feb 24, 2026

Upstart (NASDAQ:UPST) CFO Sanjay Datta Sells 7,982 Shares - MarketBeat

Feb 24, 2026
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Feb 24, 2026

Upstart (UPST) CFO Datta sells 7,982 shares to cover RSU tax obligations - Stock Titan

Feb 24, 2026
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Feb 24, 2026

Upstart (NASDAQ: UPST) CLO logs 6,868-share sale and trust transfers - Stock Titan

Feb 24, 2026
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Feb 23, 2026

Upstart Holdings Inc. (UPST) counters unreliable and predatory credit lines with cash line - MSN

Feb 23, 2026
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Feb 23, 2026

Upstart Holdings Inc. (UPST) Counters Unreliable and Predatory Credit Lines with Cash Line - Insider Monkey

Feb 23, 2026
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Feb 23, 2026

Upstart taps Bayview, Wafra for over $500m in auto lending capital - Alternatives Watch

Feb 23, 2026
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Feb 22, 2026

Move Over, Upstart: Here's a Way Better Stock to Buy Today - Yahoo Finance

Feb 22, 2026
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Feb 22, 2026

Upstart Faces Rising Data Privacy Risks as Stricter Laws Drive Up Compliance Costs and Legal Exposure - TipRanks

Feb 22, 2026
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Feb 22, 2026

Upstart Stock Is Down 63% Over the Past Year. Here’s What’s Driving the Move - TIKR.com

Feb 22, 2026
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Feb 20, 2026

Upstart sells $333 million auto loan portfolio to Bayview By Investing.com - Investing.com Canada

Feb 20, 2026
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Feb 20, 2026

Upstart secures $200M auto loan commitment from Wafra By Investing.com - Investing.com Nigeria

Feb 20, 2026
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Feb 20, 2026

Insider sale notice: Upstart Holdings (NASDAQ: UPST) — 13,624 shares listed - Stock Titan

Feb 20, 2026
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Feb 20, 2026

Upstart Enters Forward-Flow Agreement, Sells Auto Assets - marketscreener.com

Feb 20, 2026

Upstart Holdings Inc Stock (UPST) Financials Data

Revenue

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Net Income

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Cash Flow

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EPS

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Upstart Holdings Inc Stock (UPST) Insider Trading

Insider Trading Relationship Date Transaction Cost #Shares Value ($) #Shares Total
Mirgorodskaya Natalia
See Remarks
Feb 25 '26
Sale
28.79
866
24,932
25,289
$195.05
price down icon 0.09%
$40.41
price up icon 1.33%
$50.72
price up icon 6.04%
$18.70
price up icon 0.48%
credit_services SYF
$69.27
price up icon 0.89%
$46.75
price up icon 0.80%
Cap:     |  Volume (24h):