30.19

8.79% -2.91

After Hours: 30.21 0.02 +0.07%

Upstart Holdings Inc (UPST)

Overview News Price History Option Chain Financials Why UPST Down? Discussions Forecast

Upstart Holdings Inc stock is traded at $30.19, with a volume of 13.32M. It is down -8.79% in the last 24 hours and down -33.28% over the past month. Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.

Previous Close:

$33.10

Open:

$33.37

24h Volume:

13.32M

Relative Volume:

2.72

Market Cap:

$2.96B

Revenue:

$628.83M

Net Income/Loss:

$-128.58M

P/E Ratio:

-20.68

EPS:

-1.46

Net Cash Flow:

$176.34M

1W Performance:

-12.80%

1M Performance:

-33.28%

6M Performance:

-52.39%

1Y Performance:

-65.99%

1-Day Range:

$29.91

$33.37

1-Week Range:

$29.91

$41.64

52-Week Range:

$29.91

$96.43

Upstart Holdings Inc Stock (UPST) Company Profile

Name

Upstart Holdings Inc

Sector

Financial (5783)

Industry

Credit Services (51)

Phone

(650) 204-1000

Address

2950 S. DELAWARE STREET, SUITE 410, SAN MATEO

Employee

1,193

Twitter

Next Earnings Date

2025-02-11

Latest SEC Filings

UPST's Discussions on Twitter

Compare UPST vs V, MA, AXP, COF, PYPL

Stocks	Price	Market Cap	Revenue	Net Income	Cash Flow	EPS
UPST Upstart Holdings Inc	30.19	3.25B	628.83M	-128.58M	176.34M	-1.46
V Visa Inc	324.18	633.20B	41.39B	20.59B	22.93B	10.55
MA Mastercard Incorporated	527.46	479.65B	32.82B	14.97B	16.19B	16.52
AXP American Express Co	342.88	243.07B	80.49B	10.76B	16.08B	15.38
COF Capital One Financial Corp	206.89	134.02B	62.75B	1.35B	20.85B	2.3579
PYPL Paypal Holdings Inc	39.08	37.25B	33.34B	5.23B	5.56B	5.4094

Upstart Holdings Inc Stock (UPST) Upgrades & Downgrades

Date	Action	Analyst	Rating Change
Jan-06-26	Initiated	Truist	Buy
Aug-20-25	Upgrade	JP Morgan	Neutral → Overweight
Jul-14-25	Resumed	Goldman	Sell
Jun-24-25	Resumed	Piper Sandler	Overweight
Jun-12-25	Initiated	Stephens	Equal-Weight
Apr-29-25	Upgrade	BofA Securities	Underperform → Neutral
Feb-14-25	Upgrade	Morgan Stanley	Underweight → Equal-Weight
Feb-12-25	Upgrade	B. Riley Securities	Neutral → Buy
Feb-12-25	Upgrade	JP Morgan	Underweight → Neutral
Dec-13-24	Upgrade	Needham	Hold → Buy
Dec-03-24	Upgrade	Redburn Atlantic	Neutral → Buy
Dec-02-24	Downgrade	JP Morgan	Neutral → Underweight
Nov-11-24	Upgrade	BTIG Research	Sell → Neutral
Nov-08-24	Upgrade	Citigroup	Neutral → Buy
Nov-08-24	Upgrade	JP Morgan	Underweight → Neutral
Nov-08-24	Upgrade	Piper Sandler	Neutral → Overweight
Oct-14-24	Upgrade	Wedbush	Underperform → Neutral
Aug-07-24	Upgrade	Citigroup	Sell → Neutral
Jul-31-24	Upgrade	Mizuho	Underperform → Outperform
Jun-07-24	Initiated	BTIG Research	Sell
Jun-04-24	Upgrade	Redburn Atlantic	Sell → Neutral
Apr-04-24	Initiated	BofA Securities	Underperform
Sep-25-23	Initiated	Needham	Hold
Jul-27-23	Initiated	B. Riley Securities	Neutral
Jun-14-23	Initiated	BTIG Research	Buy
Apr-11-23	Initiated	JP Morgan	Underweight
Mar-07-23	Initiated	Compass Point	Sell
Feb-15-23	Downgrade	Citigroup	Neutral → Sell
Feb-15-23	Upgrade	Loop Capital	Hold → Buy
Feb-03-23	Downgrade	Loop Capital	Buy → Hold
Nov-10-22	Downgrade	BofA Securities	Neutral → Underperform
Oct-25-22	Initiated	Mizuho	Underperform
Aug-11-22	Downgrade	Atlantic Equities	Neutral → Underweight
Jul-11-22	Downgrade	Goldman	Neutral → Sell
Jul-08-22	Downgrade	JMP Securities	Mkt Outperform → Mkt Perform
Jun-29-22	Downgrade	Morgan Stanley	Equal-Weight → Underweight
May-11-22	Downgrade	Atlantic Equities	Overweight → Neutral
May-11-22	Downgrade	Barclays	Overweight → Equal Weight
May-11-22	Downgrade	BofA Securities	Buy → Neutral
May-10-22	Downgrade	Citigroup	Buy → Neutral
May-10-22	Downgrade	Goldman	Buy → Neutral
May-10-22	Downgrade	Piper Sandler	Overweight → Neutral
May-10-22	Downgrade	Stephens	Equal-Weight → Underweight
Apr-12-22	Initiated	FBN Securities	Outperform
Apr-06-22	Initiated	Loop Capital	Buy
Apr-01-22	Initiated	Stephens	Equal-Weight
Mar-22-22	Downgrade	Wedbush	Neutral → Underperform
Feb-17-22	Upgrade	BofA Securities	Underperform → Buy
Dec-22-21	Initiated	Wedbush	Neutral
Dec-09-21	Initiated	Morgan Stanley	Equal-Weight
Dec-03-21	Upgrade	Citigroup	Neutral → Buy
Oct-26-21	Downgrade	Jefferies	Buy → Hold
Oct-18-21	Downgrade	BofA Securities	Buy → Underperform
Sep-20-21	Downgrade	Citigroup	Buy → Neutral
Sep-07-21	Initiated	Atlantic Equities	Overweight
Aug-13-21	Upgrade	Barclays	Equal Weight → Overweight
Aug-11-21	Upgrade	Citigroup	Neutral → Buy
Jul-12-21	Initiated	Goldman	Buy
Apr-27-21	Initiated	Piper Sandler	Overweight
Mar-18-21	Upgrade	BofA Securities	Neutral → Buy
Mar-18-21	Upgrade	JMP Securities	Mkt Perform → Mkt Outperform
Jan-11-21	Initiated	Barclays	Equal Weight
Jan-11-21	Initiated	BofA Securities	Neutral
Jan-11-21	Initiated	Goldman	Neutral
Jan-11-21	Initiated	JMP Securities	Mkt Perform
Jan-11-21	Initiated	Jefferies	Buy

View All

Upstart Holdings Inc Stock (UPST) Latest News

12:14 PM

Is Upstart Holdings (UPST) Pricing In An AI Lending Recovery After Sharp Share Price Swings - Yahoo Finance UK

12:14 PM

10:26 AM

Upstart Holdings stock hits 52-week low at $31.38 - Investing.com

10:26 AM

09:01 AM

Upstart Stock Plummeted 14% on Guidance Blackout. Do Analysts See a Recovery to $56 in 2026? - TIKR.com

09:01 AM

07:11 AM

Analysts Conflicted on These Financial Names: United Fire Group (UFCS) and Upstart Holdings (UPST) - The Globe and Mail

07:11 AM

02:41 AM

Upstart (UPST) Stock Drops 13% Following Guidance Concerns - GuruFocus

02:41 AM

01:02 AM

Upstart Faces Rising Data Privacy Risks as Stricter Laws Drive Up Compliance Costs and Legal Exposure - TipRanks

01:02 AM

Feb 11, 2026

Upstart tumbles after guidance raises fears over funding execution (UPST:NASDAQ) - Seeking Alpha

Feb 11, 2026

Upstart (NASDAQ:UPST) Sees Strong Trading VolumeStill a Buy? - MarketBeat

Feb 11, 2026

Why Upstart Stock Is Down More Than 13% Today - Yahoo Finance

Feb 11, 2026

Best Artificial Intelligence Stocks To ConsiderFebruary 11th - MarketBeat

Feb 11, 2026

Best Automotive Stocks To Follow TodayFebruary 11th - MarketBeat

Feb 11, 2026

Upstart Stock Gaps Lower Despite Top-Line Beat - Schaeffer's Investment Research

Feb 11, 2026

UPST Q4 Deep Dive: Revenue Growth Driven by New Loan Channels and Improved Margins - Finviz

Feb 11, 2026

SoFi's 2026 Outlook: Margin Expansion Strengthens Further - Nasdaq

Feb 11, 2026

Upstart’s Rollercoaster: Can UPST’s AI Lending Story Outrun Its Volatility? - AD HOC NEWS

Feb 11, 2026

UPST: Needham Reiterates Buy Rating with Unchanged Price Target - GuruFocus

Feb 11, 2026

Upstart's (UPST) "Buy" Rating Reiterated at Needham & Company LLC - MarketBeat

Feb 11, 2026

Upstart (NASDAQ:UPST) Price Target Cut to $49.00 by Analysts at Truist Financial - MarketBeat

Feb 11, 2026

Upstart Holdings, Inc. (NASDAQ:UPST) Q4 2025 Earnings Call Transcript - Insider Monkey

Feb 11, 2026

AI for investors - MLQ.ai

Feb 11, 2026

Upstart announces co-founder Paul Gu as new CEO effective May 1 By Investing.com - Investing.com South Africa

Feb 11, 2026