45.05
Affirm Holdings Inc stock is traded at $45.05, with a volume of 3.19M.
It is up +0.58% in the last 24 hours and down -6.11% over the past month.
Founded in 2012, Affirm is a market leader in the buy-now, pay-later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also comprise the majority of its revenue. Affirm operates in the United States, which accounted for more than 95% of its revenue in 2025, but the firm has also expanded to Canada and the United Kingdom.
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Previous Close:
$44.79
Open:
$46
24h Volume:
3.19M
Relative Volume:
0.51
Market Cap:
$15.01B
Revenue:
$3.49B
Net Income/Loss:
$282.33M
P/E Ratio:
55.43
EPS:
0.8128
Net Cash Flow:
$619.88M
1W Performance:
+1.42%
1M Performance:
-6.11%
6M Performance:
-42.20%
1Y Performance:
-11.55%
Affirm Holdings Inc Stock (AFRM) Company Profile
Name
Affirm Holdings Inc
Sector
Industry
Phone
(415) 960-1518
Address
650 CALIFORNIA STREET, SAN FRANCISCO
Compare AFRM vs V, MA, AXP, COF, PYPL
| Stocks | Price | Market Cap | Revenue | Net Income | Cash Flow | EPS |
|---|---|---|---|---|---|---|
|
AFRM
Affirm Holdings Inc
|
45.05 | 14.92B | 3.49B | 282.33M | 619.88M | 0.8128 |
|
V
Visa Inc
|
304.91 | 584.20B | 41.39B | 20.59B | 22.93B | 10.55 |
|
MA
Mastercard Incorporated
|
502.76 | 444.95B | 32.84B | 14.97B | 16.19B | 16.52 |
|
AXP
American Express Co
|
300.24 | 207.36B | 80.49B | 10.76B | 16.08B | 15.38 |
|
COF
Capital One Financial Corp
|
185.23 | 114.83B | 69.28B | 2.01B | 26.14B | 2.9491 |
|
PYPL
Paypal Holdings Inc
|
44.85 | 40.70B | 33.34B | 5.23B | 5.56B | 5.4094 |
Affirm Holdings Inc Stock (AFRM) Upgrades & Downgrades
| Date | Action | Analyst | Rating Change |
|---|---|---|---|
| Mar-05-26 | Resumed | BofA Securities | Buy |
| Feb-20-26 | Initiated | Robert W. Baird | Neutral |
| Feb-03-26 | Upgrade | Morgan Stanley | Equal-Weight → Overweight |
| Jan-27-26 | Upgrade | Needham | Hold → Buy |
| Dec-09-25 | Initiated | Wolfe Research | Peer Perform |
| Oct-23-25 | Initiated | Citigroup | Buy |
| Oct-22-25 | Initiated | Wells Fargo | Overweight |
| Oct-06-25 | Upgrade | Rothschild & Co Redburn | Neutral → Buy |
| Aug-01-25 | Initiated | Rothschild & Co Redburn | Neutral |
| Jul-21-25 | Initiated | Oppenheimer | Outperform |
| Jul-17-25 | Resumed | Deutsche Bank | Buy |
| Jul-14-25 | Downgrade | BTIG Research | Buy → Neutral |
| Jun-12-25 | Initiated | Stephens | Equal-Weight |
| Jun-02-25 | Initiated | Truist | Buy |
| May-09-25 | Upgrade | Susquehanna | Neutral → Positive |
| Apr-08-25 | Initiated | TD Cowen | Buy |
| Mar-24-25 | Initiated | Seaport Research Partners | Neutral |
| Mar-20-25 | Resumed | BMO Capital Markets | Outperform |
| Mar-19-25 | Upgrade | Compass Point | Neutral → Buy |
| Jan-28-25 | Upgrade | Compass Point | Sell → Neutral |
| Jan-21-25 | Downgrade | Susquehanna | Positive → Neutral |
| Jan-15-25 | Initiated | William Blair | Outperform |
| Dec-20-24 | Upgrade | JMP Securities | Mkt Perform → Mkt Outperform |
| Dec-19-24 | Upgrade | Jefferies | Hold → Buy |
| Oct-14-24 | Upgrade | Wedbush | Underperform → Neutral |
| Oct-11-24 | Upgrade | Wells Fargo | Equal Weight → Overweight |
| Oct-09-24 | Upgrade | Morgan Stanley | Underweight → Equal-Weight |
| Oct-08-24 | Upgrade | BTIG Research | Neutral → Buy |
| Sep-20-24 | Initiated | Susquehanna | Positive |
| Jul-30-24 | Upgrade | BofA Securities | Neutral → Buy |
| Jun-28-24 | Initiated | JMP Securities | Mkt Perform |
| Jun-24-24 | Resumed | Goldman | Buy |
| Jun-07-24 | Initiated | BTIG Research | Neutral |
| May-09-24 | Upgrade | JP Morgan | Neutral → Overweight |
| Apr-03-24 | Initiated | Needham | Hold |
| Jan-10-24 | Initiated | BMO Capital Markets | Market Perform |
| Dec-18-23 | Downgrade | Morgan Stanley | Equal-Weight → Underweight |
| Nov-28-23 | Upgrade | Jefferies | Underperform → Hold |
| Oct-31-23 | Initiated | Wells Fargo | Equal Weight |
| Oct-25-23 | Downgrade | Compass Point | Neutral → Sell |
| Oct-20-23 | Resumed | UBS | Neutral |
| Jul-06-23 | Downgrade | Piper Sandler | Neutral → Underweight |
| Jun-23-23 | Initiated | Compass Point | Neutral |
| Jun-14-23 | Initiated | BTIG Research | Sell |
| Feb-10-23 | Downgrade | Morgan Stanley | Overweight → Equal-Weight |
| Feb-09-23 | Downgrade | RBC Capital Mkts | Outperform → Sector Perform |
| Dec-13-22 | Downgrade | BofA Securities | Buy → Neutral |
| Nov-29-22 | Initiated | UBS | Neutral |
| Nov-09-22 | Reiterated | Deutsche Bank | Hold |
| Jul-11-22 | Initiated | Goldman | Neutral |
| Jun-08-22 | Initiated | Wedbush | Underperform |
| May-11-22 | Initiated | JP Morgan | Neutral |
| May-10-22 | Downgrade | Stephens | Equal-Weight → Underweight |
| Apr-05-22 | Initiated | MoffettNathanson | Neutral |
| Feb-11-22 | Reiterated | Credit Suisse | Neutral |
| Feb-11-22 | Downgrade | Jefferies | Hold → Underperform |
| Feb-11-22 | Reiterated | RBC Capital Mkts | Outperform |
| Feb-11-22 | Reiterated | Stephens | Equal-Weight |
| Feb-11-22 | Reiterated | Truist | Buy |
| Jan-28-22 | Upgrade | DA Davidson | Neutral → Buy |
| Jan-24-22 | Upgrade | Stephens | Underweight → Equal-Weight |
| Jan-20-22 | Initiated | Loop Capital | Hold |
| Nov-29-21 | Initiated | Piper Sandler | Neutral |
| Nov-03-21 | Initiated | SMBC Nikko | Outperform |
| Sep-10-21 | Reiterated | BofA Securities | Buy |
| Sep-10-21 | Reiterated | Credit Suisse | Neutral |
| Sep-10-21 | Reiterated | DA Davidson | Neutral |
| Sep-10-21 | Reiterated | Deutsche Bank | Hold |
| Sep-10-21 | Reiterated | Jefferies | Hold |
| Sep-10-21 | Reiterated | Morgan Stanley | Overweight |
| Sep-10-21 | Reiterated | RBC Capital Mkts | Outperform |
| Aug-30-21 | Reiterated | Barclays | Overweight |
| Aug-30-21 | Reiterated | Mizuho | Buy |
| Aug-30-21 | Reiterated | Morgan Stanley | Overweight |
| Aug-30-21 | Reiterated | Truist | Buy |
| Aug-03-21 | Downgrade | DA Davidson | Buy → Neutral |
| Jun-24-21 | Initiated | DA Davidson | Buy |
| Jun-22-21 | Initiated | Stephens | Underweight |
| Jun-16-21 | Initiated | Mizuho | Buy |
| Jun-01-21 | Upgrade | BofA Securities | Neutral → Buy |
| May-26-21 | Initiated | Jefferies | Hold |
| Apr-16-21 | Upgrade | Seaport Global Securities | Neutral → Buy |
| Mar-25-21 | Initiated | BofA Securities | Neutral |
| Feb-08-21 | Initiated | Barclays | Overweight |
| Feb-08-21 | Initiated | Credit Suisse | Neutral |
| Feb-08-21 | Initiated | Deutsche Bank | Hold |
| Feb-08-21 | Initiated | Goldman | Neutral |
| Feb-08-21 | Initiated | Morgan Stanley | Overweight |
| Feb-08-21 | Initiated | RBC Capital Mkts | Outperform |
| Feb-08-21 | Initiated | Truist | Buy |
| Feb-05-21 | Initiated | Seaport Global Securities | Neutral |
View All
Affirm Holdings Inc Stock (AFRM) Latest News
BofA starts covering Affirm Holdings (AFRM) with buy rating - MSN
Klarna Doubles Down on U.S. Expansion With Elliott Backing - Yahoo Finance Australia
Why does Affirm (AFRM) appear so attractive? - MSN
Affirm Holdings Opens Weak with 7.4% Gap Down Amid Market Concerns - Markets Mojo
Affirm Holdings Hits Day Low of $43.24 Amid Price Pressure - Markets Mojo
Affirm Holdings (AFRM) Dips More Than Broader Market: What You Should Know - Yahoo Finance Singapore
Affirm: Contrarian Fintech Play (NASDAQ:AFRM) - Seeking Alpha
10 Financials Stocks With Whale Alerts In Today's Session - Benzinga
Mastercard vs. Affirm: Which Fintech Stock Wins the Upside Race? - Zacks Investment Research
Pronounced bearish indicators push Affirm stock lower despite no fresh company news - Traders Union
Why is Affirm stock down today? - Traders Union
Brokers Suggest Investing in Affirm Holdings (AFRM): Read This Before Placing a Bet - Yahoo Finance
Analysts Are Bullish on Top Technology Stocks: Affirm Holdings (AFRM), Nvidia (NVDA) - The Globe and Mail
Stifel, Interactive Brokers, NerdWallet, Affirm, and Encore Capital Group Shares Skyrocket, What You Need To Know - Yahoo Finance UK
What triggered Affirm shares' latest price surge - Traders Union
Negative momentum signals, oversold oscillators: Affirm stock gains 3.45% - Traders Union
Klarna Scales Card to 5 Million Users, Deepens H&M Partnership - TradingView
Cantor Fitzgerald Maintains Affirm Holdings(AFRM.US) With Buy Rating, Cuts Target Price to $61 - Moomoo
Portfolio Shifts: Is Affirm Holdings Inc forming a bullish divergenceMarket Risk Report & Daily Momentum Trading Reports - baoquankhu1.vn
Decliners Report: Can Affirm Holdings Inc sustain its profitabilityQuarterly Earnings Summary & AI Driven Stock Price Forecasts - baoquankhu1.vn
A Look At Affirm Holdings (AFRM) Valuation After Recent Share Price Weakness - Yahoo Finance
Affirm Holdings (AFRM) Stock Moves -1.40%: What You Should Know - Yahoo Finance
What triggered Affirm shares' latest price pullback - Traders Union
AFRM Technical Analysis | Trend, Signals & Chart Patterns | AFFIRM HOLDINGS INC (NASDAQ:AFRM) - ChartMill
AFRM (Affirm Holdings) Cyclically Adjusted PS Ratio : (As of Mar. 21, 2026) - GuruFocus
Polar Asset Management Partners Inc. Takes $6.72 Million Position in Affirm Holdings, Inc. $AFRM - MarketBeat
Affirm Highlights Steady Demand, Strong Funding Markets and Rapid Affirm Card Growth in Q&A Call - Yahoo Finance
Affirm slides as rate uncertainty and valuation concerns weigh on fintech lenders - Quiver Quantitative
Mizuho reiterates Affirm stock rating amid Stone Ridge concerns - Investing.com
Mizuho reiterates Affirm stock rating amid Stone Ridge concerns By Investing.com - Investing.com South Africa
Better Fintech Stock: Upstart vs. Affirm - The Globe and Mail
Affirm (AFRM) soars 11.8% on Amazon contract renewal - MSN
Mizuho defends Affirm Holdings Inc. (AFRM) following Stone Ridge report - StreetInsider
Affirm Stock Falls Wednesday As Fed Signals Higher Inflation Outlook - Benzinga
Investor concerns over private credit spread to consumer loansreport - MSN
Affirm stock: Intensified downside selling drives new lows below $45 - Traders Union
What is behind Affirm Holdings stock's recent drop in value today - Traders Union
Affirm ties up with Stripe over shared payment tokens that let AI initiate purchases for shoppers - MSN
Silvant Capital Management LLC Purchases New Position in Affirm Holdings, Inc. $AFRM - MarketBeat
Affirm Holdings, Inc. $AFRM Shares Bought by Integrated Investment Consultants LLC - MarketBeat
AFRM Forecast, Price Target & Analyst Ratings | AFFIRM HOLDINGS INC (NASDAQ:AFRM) - ChartMill
Enterprise value to EBITDA ratio of Affirm Holdings, Inc. Shs Thailand Depositary Receipts Repr 1 Sh – SET:AFRM03 - TradingView
Return on equity % of Affirm Holdings, Inc. Shs Thailand Depositary Receipts Repr 1 Sh – SET:AFRM03 - TradingView
Return on assets % of Affirm Holdings, Inc. Shs Thailand Depositary Receipts Repr 1 Sh – SET:AFRM03 - TradingView
Price to book ratio of Affirm Holdings, Inc. Shs Thailand Depositary Receipts Repr 1 Sh – SET:AFRM03 - TradingView
Price to sales ratio of Affirm Holdings, Inc. Shs Thailand Depositary Receipts Repr 1 Sh – SET:AFRM03 - TradingView
Enterprise value of Affirm Holdings, Inc. Shs Thailand Depositary Receipts Repr 1 Sh – SET:AFRM03 - TradingView
Affirm Holdings, Inc. Shs Thailand Depositary Receipts Repr 1 Sh Statistics – SET:AFRM03 - TradingView
Affirm's Push Into BNPL For Rent Strikes Me As A Bad Idea In This Economy (NASDAQ:AFRM) - Seeking Alpha
Affirm's Bottom Is HereRobust Acquisition Trends At Higher Margins (NASDAQ:AFRM) - Seeking Alpha
Book value per share of Affirm Holdings, Inc. Shs Thailand Depositary Receipts Repr 1 Sh – SET:AFRM03 - TradingView
Affirm Holdings Inc Stock (AFRM) Financials Data
Revenue
Net Income
Cash Flow
EPS
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