73.95
price down icon1.61%   -1.21
pre-market  Pre-market:  73.95  
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Synchrony Financial stock is traded at $73.95, with a volume of 7.63M. It is down -1.61% in the last 24 hours and down -14.89% over the past month. Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
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Previous Close:
$75.16
Open:
$74.71
24h Volume:
7.63M
Relative Volume:
1.93
Market Cap:
$25.69B
Revenue:
$19.12B
Net Income/Loss:
$3.53B
P/E Ratio:
7.9662
EPS:
9.283
Net Cash Flow:
$9.75B
1W Performance:
+0.58%
1M Performance:
-14.89%
6M Performance:
+6.51%
1Y Performance:
+9.57%
1-Day Range:
Value
$73.86
$75.43
1-Week Range:
Value
$72.43
$75.83
52-Week Range:
Value
$40.55
$88.77

Synchrony Financial Stock (SYF) Company Profile

Name
Name
Synchrony Financial
Name
Phone
203 585-2400
Name
Address
777 LONG RIDGE ROAD, STAMFORD
Name
Employee
20,000
Name
Twitter
@synchrony
Name
Next Earnings Date
2026-01-27
Name
Latest SEC Filings
Name
SYF's Discussions on Twitter

Compare SYF vs V, MA, AXP, COF, PYPL

Stocks Price Market Cap Revenue Net Income Cash Flow EPS
Credit Services icon
SYF
Synchrony Financial
73.95 26.11B 19.12B 3.53B 9.75B 9.283
Credit Services icon
V
Visa Inc
325.58 637.70B 41.39B 20.59B 22.93B 10.55
Credit Services icon
MA
Mastercard Incorporated
535.33 489.72B 32.82B 14.97B 16.19B 16.52
Credit Services icon
AXP
American Express Co
359.66 246.38B 80.49B 10.76B 16.08B 15.38
Credit Services icon
COF
Capital One Financial Corp
222.76 139.27B 62.75B 1.35B 20.85B 2.3579
Credit Services icon
PYPL
Paypal Holdings Inc
41.15 37.21B 33.34B 5.23B 5.56B 5.4094

Synchrony Financial Stock (SYF) Upgrades & Downgrades

Date Action Analyst Rating Change
Jan-28-26 Upgrade Compass Point Neutral → Buy
Dec-08-25 Resumed Wolfe Research Outperform
Dec-05-25 Downgrade Robert W. Baird Outperform → Neutral
Oct-10-25 Upgrade HSBC Securities Hold → Buy
Oct-07-25 Downgrade JP Morgan Overweight → Neutral
Aug-01-25 Initiated Rothschild & Co Redburn Neutral
Jul-14-25 Upgrade BTIG Research Neutral → Buy
Apr-07-25 Downgrade Morgan Stanley Overweight → Equal-Weight
Jan-28-25 Downgrade Compass Point Buy → Neutral
Jan-06-25 Upgrade Barclays Equal Weight → Overweight
Dec-19-24 Upgrade Morgan Stanley Underweight → Overweight
Dec-09-24 Upgrade JP Morgan Neutral → Overweight
Dec-03-24 Upgrade Wells Fargo Equal Weight → Overweight
Sep-16-24 Downgrade BTIG Research Buy → Neutral
Aug-09-24 Upgrade BofA Securities Neutral → Buy
Jul-16-24 Initiated Compass Point Buy
Jun-28-24 Initiated Robert W. Baird Outperform
Jun-07-24 Initiated BTIG Research Buy
May-02-24 Upgrade Keefe Bruyette Mkt Perform → Outperform
Apr-04-24 Upgrade Wolfe Research Underperform → Outperform
Feb-08-24 Resumed Morgan Stanley Underweight
Jan-10-24 Downgrade BMO Capital Markets Outperform → Market Perform
Jan-10-24 Initiated Deutsche Bank Buy
Nov-15-23 Initiated Barclays Equal Weight
Nov-01-23 Initiated TD Cowen Outperform
Oct-13-23 Initiated HSBC Securities Hold
Sep-05-23 Downgrade RBC Capital Mkts Outperform → Sector Perform
Jul-14-23 Downgrade Oppenheimer Outperform → Perform
Mar-17-23 Downgrade Keefe Bruyette Outperform → Mkt Perform
Mar-17-23 Upgrade Oppenheimer Perform → Outperform
Jan-06-23 Downgrade Barclays Overweight → Equal Weight
Dec-13-22 Downgrade BofA Securities Buy → Neutral
Dec-01-22 Downgrade Morgan Stanley Equal-Weight → Underweight
Nov-21-22 Initiated UBS Neutral
Jul-13-22 Downgrade Wells Fargo Overweight → Equal Weight
May-12-22 Downgrade Wolfe Research Peer Perform → Underperform
Apr-06-22 Upgrade Piper Sandler Neutral → Overweight
Mar-28-22 Downgrade Morgan Stanley Overweight → Equal-Weight
Mar-17-22 Downgrade Wolfe Research Outperform → Peer Perform
Jan-31-22 Reiterated BMO Capital Markets Outperform
Jan-31-22 Reiterated Credit Suisse Outperform
Jan-31-22 Reiterated Morgan Stanley Overweight
Jan-31-22 Reiterated Piper Sandler Neutral
Jan-31-22 Reiterated Seaport Research Partners Buy
Jan-31-22 Reiterated Stephens Equal-Weight
Jan-03-22 Downgrade Stephens Overweight → Equal-Weight
Nov-29-21 Initiated Piper Sandler Neutral
Oct-29-21 Upgrade Citigroup Neutral → Buy
Oct-20-21 Downgrade JP Morgan Overweight → Neutral
Aug-30-21 Initiated Seaport Global Securities Buy
Jul-09-21 Resumed Citigroup Neutral
Apr-14-21 Downgrade Oppenheimer Outperform → Perform
Apr-09-21 Initiated Evercore ISI Outperform
Jan-19-21 Upgrade JP Morgan Neutral → Overweight
Dec-10-20 Upgrade Barclays Equal Weight → Overweight
Nov-30-20 Upgrade Morgan Stanley Equal-Weight → Overweight
Sep-10-20 Initiated Deutsche Bank Buy
Jul-31-20 Initiated Wolfe Research Outperform
Jul-15-20 Downgrade JP Morgan Overweight → Neutral
Jan-27-20 Upgrade Stephens Equal-Weight → Overweight
Dec-05-19 Downgrade Nomura Buy → Neutral
Dec-02-19 Resumed BofA/Merrill Buy
May-03-19 Resumed RBC Capital Mkts Outperform
Feb-14-19 Upgrade Goldman Neutral → Buy
Jan-30-19 Upgrade BofA/Merrill Neutral → Buy
Jan-24-19 Upgrade Oppenheimer Perform → Outperform
Jan-03-19 Upgrade Stephens Underweight → Equal-Weight
Sep-26-18 Downgrade BofA/Merrill Buy → Neutral
Apr-17-18 Initiated RBC Capital Mkts Outperform
Apr-05-18 Initiated Citigroup Neutral
Mar-14-18 Initiated Buckingham Research Buy
Jan-09-18 Upgrade Wells Fargo Market Perform → Outperform
Dec-18-17 Upgrade BofA/Merrill Neutral → Buy
Oct-11-17 Resumed Wells Fargo Market Perform
View All

Synchrony Financial Stock (SYF) Latest News

pulisher
06:46 AM

Synchrony Financial Reports Monthly Credit Performance Statistics - TipRanks

06:46 AM
pulisher
Feb 09, 2026

Is Synchrony Financial Quietly Setting Up Its Next Big Move? - AD HOC NEWS

Feb 09, 2026
pulisher
Feb 09, 2026

Rothschild & Co Redburn Adjusts Price Target on Synchrony Financial to $71 From $73, Maintains Neutral Rating - marketscreener.com

Feb 09, 2026
pulisher
Feb 09, 2026

Candriam S.C.A. Sells 64,836 Shares of Synchrony Financial $SYF - MarketBeat

Feb 09, 2026
pulisher
Feb 08, 2026

Synchrony Financial (SYF) Valuation Check After Q4 Results And Completion Of US$2.3b Share Buyback Program - simplywall.st

Feb 08, 2026
pulisher
Feb 08, 2026

Revenue Check: Is Synchrony Financial backed by strong institutional buyingJuly 2025 Patterns & Entry Point Strategy Guides - baoquankhu1.vn

Feb 08, 2026
pulisher
Feb 08, 2026

Canada Post Corp Registered Pension Plan Increases Position in Synchrony Financial $SYF - MarketBeat

Feb 08, 2026
pulisher
Feb 08, 2026

Twin Capital Management Inc. Cuts Stock Position in Synchrony Financial $SYF - MarketBeat

Feb 08, 2026
pulisher
Feb 07, 2026

Jim Cramer Says “I Don’t Want to Own Synchrony, I Want to Own Capital One” - Insider Monkey

Feb 07, 2026
pulisher
Feb 07, 2026

Jim Cramer Says "I Don't Want to Own Synchrony, I Want to Own Capital One" - Finviz

Feb 07, 2026
pulisher
Feb 07, 2026

Jim Cramer says “I don’t want to own Synchrony, I want to own Capital One” - MSN

Feb 07, 2026
pulisher
Feb 07, 2026

Decoding Synchrony Financial (SYF): A Strategic SWOT Insight - GuruFocus

Feb 07, 2026
pulisher
Feb 06, 2026

West Pharmaceutical Services Unveils “Synchrony S1” Syringe System to Speed Drug Packaging Development - Yahoo Finance

Feb 06, 2026
pulisher
Feb 06, 2026

Principal Financial Group Inc. Grows Stock Position in Synchrony Financial $SYF - MarketBeat

Feb 06, 2026
pulisher
Feb 06, 2026

Best High-Yield Savings Accounts for February 2026: Up to 4.21% - NerdWallet

Feb 06, 2026
pulisher
Feb 06, 2026

A Look At Synchrony Financial’s Valuation As 2025 Revenue Guidance Tempers Reaction To Strong Q4 Earnings - Yahoo Finance

Feb 06, 2026
pulisher
Feb 05, 2026

Synchrony Financial Balances Mixed Q4 Results With Capital Returns Focus - simplywall.st

Feb 05, 2026
pulisher
Feb 05, 2026

Avoiding Lag: Real-Time Signals in (SYF) Movement - Stock Traders Daily

Feb 05, 2026
pulisher
Feb 05, 2026

Are Wall Street analysts predicting Synchrony Financial stock will climb or sink? - MSN

Feb 05, 2026
pulisher
Feb 05, 2026

Synchrony Premier World Mastercard® review: Flat-rate cash back contender? - Bankrate

Feb 05, 2026
pulisher
Feb 05, 2026

Synchrony SYF Q3 2024 Earnings Call Transcript - AOL.com

Feb 05, 2026
pulisher
Feb 04, 2026

Synchrony price target lowered to $82 from $90 at UBS - TipRanks

Feb 04, 2026
pulisher
Feb 04, 2026

Insider Sell: Curtis Howse Sells 52,556 Shares of Synchrony Fina - GuruFocus

Feb 04, 2026
pulisher
Feb 04, 2026

Synchrony Financial(SYF.US) Officer Sells US$3.8 Million in Common Stock - 富途牛牛

Feb 04, 2026
pulisher
Feb 04, 2026

Synchrony Financial (NYSE:SYF) Director Arthur Coviello Jr Sells 4,000 Shares - MarketBeat

Feb 04, 2026
pulisher
Feb 04, 2026

Insider Selling: Synchrony Financial (NYSE:SYF) Insider Sells 52,556 Shares of Stock - MarketBeat

Feb 04, 2026
pulisher
Feb 04, 2026

5 Things to Know About the Synchrony Car Care Credit Card - NerdWallet

Feb 04, 2026
pulisher
Feb 04, 2026

Price Over Earnings Overview: Synchrony Financial - Benzinga

Feb 04, 2026
pulisher
Feb 04, 2026

UBS Adjusts Synchrony Financial Price Target to $82 From $90, Maintains Neutral Rating - marketscreener.com

Feb 04, 2026
pulisher
Feb 04, 2026

Palmetto Grain Brokerage - Palmetto Grain Brokerage

Feb 04, 2026
pulisher
Feb 04, 2026

Are Wall Street Analysts Predicting Synchrony Financial Stock Will Climb or Sink? - Barchart.com

Feb 04, 2026
pulisher
Feb 04, 2026

Synchrony Executive Talks Banking and Payments - Banking Exchange

Feb 04, 2026
pulisher
Feb 04, 2026

Ex-Dividend Reminder: SouthState Bank, Synchrony Financial and Federated Hermes - Nasdaq

Feb 04, 2026
pulisher
Feb 04, 2026

UBS Maintains Synchrony Financial(SYF.US) With Hold Rating, Raises Target Price to $82 - 富途牛牛

Feb 04, 2026
pulisher
Feb 04, 2026

Truist lowers Synchrony Financial (SYF) PT to $84 following cautious credit outlook, adjusted 2026 guidance - MSN

Feb 04, 2026
pulisher
Feb 04, 2026

Truist Lowers Synchrony Financial (SYF) PT to $84 Following Cautious Credit Outlook, Adjusted 2026 Guidance - Yahoo Finance

Feb 04, 2026
pulisher
Feb 03, 2026

Synchrony Bank CD rates are extra compelling for these 3 reasons - Fortune

Feb 03, 2026
pulisher
Feb 03, 2026

10 best high-yield savings accounts for February 2026: Earn up to 4% APY - Yahoo Finance

Feb 03, 2026
pulisher
Feb 03, 2026

Should You Buy Synchrony Stock After Wall Street Ups Earnings View? - MSN

Feb 03, 2026
pulisher
Feb 03, 2026

Best CD Rates Of February 2026: Up To 4.10% APY - Forbes

Feb 03, 2026
pulisher
Feb 03, 2026

Synchrony Bank CD Rates: 2026 - Forbes

Feb 03, 2026
pulisher
Feb 03, 2026

Synchrony to Participate in the 2026 UBS Financial Services Conference - Finviz

Feb 03, 2026
pulisher
Feb 03, 2026

Is There Still An Opportunity In Synchrony Financial (SYF) After Recent Share Price Pullback - simplywall.st

Feb 03, 2026
pulisher
Feb 03, 2026

What you need to know ahead of Synchrony Financial's earnings release - MSN

Feb 03, 2026
pulisher
Feb 03, 2026

Allianz Asset Management GmbH Lowers Stake in Synchrony Financial $SYF - MarketBeat

Feb 03, 2026
pulisher
Feb 03, 2026

New York State Common Retirement Fund Sells 15,000 Shares of Synchrony Financial $SYF - MarketBeat

Feb 03, 2026
pulisher
Feb 03, 2026

Heritage Investors Management Corp Reduces Position in Synchrony Financial $SYF - MarketBeat

Feb 03, 2026
pulisher
Feb 03, 2026

Baird Maintains Synchrony Financial(SYF.US) With Hold Rating, Raises Target Price to $83 - 富途牛牛

Feb 03, 2026
pulisher
Feb 03, 2026

The 5 Most Interesting Analyst Questions From Synchrony Financial’s Q4 Earnings Call - The Globe and Mail

Feb 03, 2026
pulisher
Feb 03, 2026

Best Synchrony Credit Cards of February 2026 - U.S. News Money

Feb 03, 2026
pulisher
Feb 03, 2026

Synchrony Financial releases November 2025 charge-off data - MSN

Feb 03, 2026

Synchrony Financial Stock (SYF) Financials Data

Revenue

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Net Income

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Cash Flow

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EPS

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$21.35
price up icon 2.35%
$57.95
price up icon 1.61%
$41.15
price up icon 1.81%
$42.04
price down icon 0.64%
$183.20
price up icon 0.70%
Cap:     |  Volume (24h):